608 Shaker Dr, Richmond, KY 40475 Property Records

Madison County property record for 608 Shaker Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$286,400 (Mar 2020)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002H-0035`

Property Details

APN / Parcel Number

Primary APN	`0068-002H-0035`
Alternative APNs	`101244` `138476` `68467`

Location & Zoning

Account Number	68467
Street Address	608 SHAKER DR
City	RICHMOND
State	KY
Zip	40475-7652
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 35 PH 2
Legal Phase	2
Legal Lot Number	35
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

608 Shaker Dr is owned and occupied by an individual who bought it in March 2020.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	608 SHAKER DR, RICHMOND, KY 40475-7652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 12, 2020	Deed, Subdivision Related Transfer · FHA Mortgage KELLER MORTGAGE LLC
Sep 11, 2019	Deed, Construction Loan · Construction Mortgage 1ST TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on File
Deed Sale	Mar 12, 2020 · Amount on File
Prior Sale	Sep 11, 2019 · Amount on File
Deed Document Number	2014008834
Deed Book / Page	D00785 / 501
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	608 SHAKER DR, RICHMOND, KY 40475-7652
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2042/545
Date	Apr 14, 2021
Book Page	M2042/545
Instrument	2014033437

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	608 SHAKER DR, RICHMOND, KY 40475-7652
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2211/44
Date	Jan 5, 2023
Book Page	M2211/44
Instrument	2014126575

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 12, 2020
Property Address	608 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	D00785/501
Book / Page	D00785 / 501
Map Reference	CAB 28 SL 314
Instrument Date	Mar 6, 2020
Instrument	2014008834
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	608 SHAKER DRIVE, RICHMOND, KY 40475-7652

Mortgage

Document Number	2014008835
Date	Mar 12, 2020
Instrument	2014008835

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

September 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 11, 2019
Property Address	608 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	D00778/256
Book / Page	D00778 / 256
Map Reference	CAB 28 SL 314
Instrument Date	Sep 9, 2019
Instrument	2013998496
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Mortgage

Document Number	2013998497
Date	Sep 11, 2019
Instrument	2013998497

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 9, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 608 Shaker Dr was $3,253 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00 Additional exemption filed	$345,000	$345,000
2023	$2,778.00 (-0.29%)	$286,400 (-)	$286,400 (-)
2022	$2,786.00	$286,400	$286,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Shaker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Shaker Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shaker Dr

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