609 S Jessica Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 609 S Jessica Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1956
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-128-022-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-128-022-000`
Alternative APN	`51259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Finished Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	780 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	30.9 ft deep x 22 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51259
Street Address	609 S JESSICA AVE
City	SIOUX FALLS
State	SD
Zip	57103-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 22` 5 & S 11` E 81` 5 & E 81` N 31` 6 BLOCK 43 VAN EPS 2ND ADDN TO CITY OF S IOUX FALLS
Legal Subdivision	VAN EPS 2ND ADDN
Legal Block	43
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1044
Census Tract	500

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	609 S JESSICA AVE, SIOUX FALLS, SD 57103-2243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2024	Intrafamily Transfer, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Sep 30, 2022	Warranty Deed, Transfer
May 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN HERITAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 28, 2024
Transfer Doc	DEEDS627/7
Record Updated	Oct 29, 2026

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 16, 2024
Property Address	609 S JESSICA AVE, SIOUX FALLS, SD 57103-2243
Document Number	DEEDS627/7
Book / Page	DEEDS627 / 7
Instrument Date	Jun 28, 2024
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE TERESA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 S JESSICA AVE, SIOUX FALLS, SD 57103-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	609 S JESSICA AVE, SIOUX FALLS, SD 57103-2243

Mortgage

Document Number	MTG1986709
Date	Jul 16, 2024
Instrument	MTG 1986/709

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 30, 2022
Property Address	609 S JESSICA AVE, SIOUX FALLS, SD 57103-2243
Document Number	616DEED/526
Book / Page	616 DEED / 526
Instrument Date	Sep 23, 2022
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N MINNESOTA AVE STE 101, 101, SIOUX FALLS, SD 57104-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 E 70TH ST N, SIOUX FALLS, SD 57104-9420

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	May 18, 2021
Property Address	609 S JESSICA AVE, SIOUX FALLS, SD 57103-2243
Document Number	604DEED/696
Book / Page	604 DEED / 696
Instrument Date	Apr 22, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S JESSICA AVE, SIOUX FALLS, SD 57103-2243

Mortgage

Document Number	1923MTG150
Date	May 18, 2021
Instrument	1923 MTG/150

Lender

Name	AMERICAN HERITAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,371 (-1.1%) Land $30,362 Building $215,009	$245,371 Land $30,362 Building $215,009
2025	$3,330.00	$248,100 (+11.71%) Land $30,700 Building $217,400
2024	$3,330.00 (+22.79%)	$222,100 (+22.5%) Land $30,700 Building $191,400
2022	$2,712.00	$181,300 Land $24,400 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1984–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 4 claims Severe Storms And Flooding, Sep 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink.

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