605 S Jessica Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 605 S Jessica Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1956
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on Record
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2013 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-128-021-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-128-021-000`
Alternative APN	`51258`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Finished Area
1st Floor Area	952 sqft
Basement Area	936 sqft
Finished Basement	526 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,072 sqft (0.139 acres)
Lot Dimensions	132 ft deep x 46 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51258
Street Address	605 S JESSICA AVE
City	SIOUX FALLS
State	SD
Zip	57103-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 13` 3 & ALL 4 BLOCK 43 VAN EPS 2ND ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	VAN EPS 2ND ADDN
Legal Block	43
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1044
Census Tract	500

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	605 S JESSICA AVE, SIOUX FALLS, SD 57103-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 27, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage CU MORTGAGE DIRECT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2013
Deed Sale	Mar 27, 2013
Deed Book / Page	548 / 373
Prior Transfer Date	Mar 25, 2013
Prior Transfer Doc	0548000373
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	605 S JESSICA AVE, SIOUX FALLS, SD 57103-2243
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S JESSICA AVE, SIOUX FALLS, SD 57103-2243

Mortgage

Document Number	MTG1975/86
Date	Sep 15, 2023
Book Page	MTG 1975/86

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 1, 2043

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	605 S JESSICA AVE, SIOUX FALLS, SD 57103-2243
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S JESSICA AVE, SIOUX FALLS, SD 57103-2243

Mortgage

Document Number	001730/745
Date	Mar 27, 2013
Book Page	1730/745

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Seller
Address	5010 S SOLBERG AVE, SIOUX FALLS, SD 57108

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,591 (-1.1%) Land $28,681 Building $160,910	$189,591 Land $28,681 Building $160,910
2025	$2,597.00	$191,700 (+11.26%) Land $29,000 Building $162,700
2024	$2,597.00 (+22.38%)	$172,300 (+22.63%) Land $29,000 Building $143,300
2022	$2,122.00	$140,500 Land $23,000 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1984–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 4 claims Severe Storms And Flooding, Sep 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink.

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