609 S Hooker Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 609 S Hooker Ave, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,300 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$128,000 (Apr 2023)
Tax Bill$2,833 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-336-055-00

Property Details

APN / Parcel Number

Primary APN051-336-055-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft
Basement Area1,300 sqft
Unfinished Basement1,300 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRanch
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions141 ft deep x 50 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address609 S HOOKER AVE
CityTHREE RIVERS
StateMI
Zip49093-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 63 KINGS SECOND ADD. CITY OF THREE RIVERS.
Legal SubdivisionCITY OF THREE RIVERS
Legal Lot Number63
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group2
Census Block2017
Census Tract40300

Owner

Source: St. Joseph County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 S HOOKER AVE, THREE RIVERS, MI 49093-2015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed of Trust, Mortgage · Line of Credit
OMNI COMMUNITY CU
Apr 6, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2023 · Amount on Record
Deed SaleApr 6, 2023 · Amount on Record
Prior SaleSep 9, 2016 · Amount on Record
Deed Document Number20232165
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address609 S HOOKER AVE, THREE RIVERS, MI 49093-2015
Transaction TypeMortgage
Record UpdatedMay 1, 2023
Title CompanyCALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000480
DateJan 14, 2021
Instrument2021000480
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateApr 6, 2023
Property Address609 S HOOKER AVE, THREE RIVERS, MI 49093-2015
Document Number2023002165
Map ReferenceLB 1 PG 48
Instrument DateMar 22, 2023
Instrument2023002165
Transaction TypeTransfer
Record UpdatedMay 12, 2023
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address609 S HOOKER AVE, THREE RIVERS, MI 49093-2015

Transferred To (Grantee/Buyer)

NameVerified Name
Address1195 PAULA ST, MARTIN, MI 49070-8754

Mortgage

Document Number2023002166
DateApr 6, 2023
Instrument2023002166
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Mortgage

Document Number2023002167
DateApr 6, 2023
Instrument2023002167
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,500 (+35%) Land $3,200 Building $64,300$135,000 (+35%) Land $6,400 Building $128,600
2025$2,833.00 (+77.06%) Homeowner's exemption
2023$50,000 Land $2,000 Building $48,000$100,000 Land $4,000 Building $96,000
2022$1,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2008–2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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