St. Joseph County property record for 524 S Hooker Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,900 (Aug 2021) |
| Tax Bill | $1,747 (2025) |
| Deeds & Mortgages | May 2022 Transfer Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-336-023-00 |
| Primary APN | 051-336-023-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 135 ft deep x 64 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 524 S HOOKER AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 22 KINGS SECOND ADDITION CITY OF THREE RIVERS. |
| Legal Subdivision | KINGS SECOND ADDITION |
| Legal Lot Number | 22 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 40300 |
524 S Hooker Ave is owned and occupied by an individual who acquired it in April 2022.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 S HOOKER AVE, THREE RIVERS, MI 49093-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Prior Sale | Aug 12, 2016 · Amount on File |
| Deed Document Number | 20218021 |
| Last Transfer Date | Apr 15, 2022 |
| Transfer Doc | 2022004886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 23, 2022 |
| Property Address | 524 S HOOKER AVE, THREE RIVERS, MI 49093-2014 |
| Document Number | 2022004886 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022004886 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 S HOOKER AVNEUE, THREE RIVERS, MI 49093-2014 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 9, 2021 |
| Property Address | 524 S HOOKER AVE, THREE RIVERS, MI 49093-2014 |
| Document Number | 2021008021 |
| Map Reference | LB 1 PG 48 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021008021 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TITLE RESOURCE AGENCY, DBA TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 S HOOKER AVE, 524, THREE RIVERS, MI 49093-2014 |
| Name | Verified Name |
|---|---|
| Address | 52512 OAK PLAINS RD, THREE RIVERS, MI 49093-8410 |
| Date | Aug 9, 2021 |
|---|
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 524 S Hooker Ave was $1,747 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,800 (+3.53%) Land $4,000 Building $48,800 | $105,600 (+3.53%) Land $8,000 Building $97,600 | |
| 2025 | $1,747.00 Homeowner's exemption | $51,000 Land $3,900 Building $47,100 | $102,000 Land $7,800 Building $94,200 |
| 2023 | $38,500 Land $2,600 Building $35,900 | $77,000 Land $5,200 Building $71,800 | |
| 2022 | $1,669.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 524 S Hooker Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 S Hooker Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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