609 S Frances St, Terrell, TX 75160 Property Records

Kaufman County property record for 609 S Frances St, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1,555 sqft · built 2021
Lot Size	0.273 acres (11,900 sqft)
Owner	Individual Name on Record
Tax Bill	$5,770 (2024)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S2560025600`

Property Details

APN / Parcel Number

Primary APN	`S2560025600`
Alternative APNs	`00.2560.0089.0006.00.06.06` `R31821` `31821`

Interior

Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,555 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,900 sqft (0.273 acres)
Lot Depth	170 ft Depth
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	609 S FRANCES ST
City	TERRELL
State	TX
Zip	75160-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOORE & NASH, BLOCK 89, LOT 6
Legal Subdivision	MOORE & NASH
Legal Block	89
Legal Lot Number	6
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	3
Census Block	3080
Census Tract	50500

Owner

Source: Kaufman County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 S FRANCES ST, TERRELL, TX 75160-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
May 6, 2024	Warranty Deed, Transfer INDEPENDENCE TITLE
Apr 29, 2024	Warranty Deed, Transfer INDEPENDENCE TITLE
Jan 10, 2022	Vendor's Lien, Transfer · FHA Mortgage T2 FINANCIAL LLC
May 8, 2018	Tax Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024
Deed Sale	May 6, 2024
Prior Sale	Apr 29, 2024
Deed Document Number	202413694
Deed Book / Page	8494 / 185
Prior Transfer Date	Dec 29, 2005
Prior Transfer Doc	0000030035
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Recording Date	Apr 21, 2026
Property Address	609 S FRANCES ST, TERRELL, TX 75160-4111
Document Number	0000011616
Book / Page	9406 / 314
Instrument Date	Mar 1, 2026
Instrument	202611616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S FRANCES ST, TERRELL, TX 75160-4111

Mortgage

Document Number	0000011616,
Date	Apr 21, 2026
Book Page	9406/314
Instrument	202611616

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.1%
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	May 6, 2024
Property Address	609 S FRANCES ST, TERRELL, TX 75160-4111
Document Number	0084940186
Book / Page	8494 / 186
Map Reference	CAB 1 ENV 1
Instrument Date	Apr 10, 2024
Instrument	2024-0013694
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S FRANCES ST, TERRELL, TX 75160-4111

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Apr 29, 2024
Property Address	609 S FRANCES ST, TERRELL, TX 75160-4111
Document Number	0084830349
Book / Page	8483 / 349
Map Reference	CAB 1 ENV 1
Instrument Date	Apr 10, 2024
Instrument	2024-0012726
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S FRANCES ST, TERRELL, TX 75160-4111

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Jan 10, 2022
Property Address	609 S FRANCES ST, TERRELL, TX 75160-4111
Document Number	0074210583
Book / Page	7421 / 583
Map Reference	CAB 1 ENV 1
Instrument Date	Jan 7, 2022
Instrument	2022-0001301
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S FRANCES ST, TERRELL, TX 75160-4111

Mortgage

Document Number	20220001302
Date	Jan 10, 2022
Instrument	2022-0001302

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	KAUFMAN TX
Recording Date	May 8, 2018
Property Address	609 S FRANCES ST, TERRELL, TX 75160-4111
Document Number	0056690281
Book / Page	005669 / 000281
Instrument Date	May 8, 2018
Instrument	10957
Transaction Type	Foreclosure
Record Updated	May 23, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11111 WALNUT HILL LN #102-141 DALLAS TX 752383168, 102-14, DALLAS, TX 75238-3168

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,497 (+10.37%) Land $65,569 Building $234,928	$300,497 (+10.37%) Land $65,569 Building $234,928
2024	$5,770.00 (-1%)
2023	$6,411.00 (+9.98%)	$272,254 Land $59,500 Building $212,754	$272,254 Land $59,500 Building $212,754
2022	$5,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: ANTS Technology, Element8, Nextlink, T-Mobile, Verizon.

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