Delaware County property record for 609 S 10th St, Jay, OK 74346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft |
| Lot Size | 0.523 acres (22,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2026) |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22N23E-01-0-50240-006-0009 |
| Primary APN | 22N23E-01-0-50240-006-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Exterior Material | Wood Siding |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 22,800 sqft (0.523 acres) |
| Lot Dimensions | 152 ft deep x 150 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14214 |
|---|---|
| Street Address | 609 S 10TH ST |
| City | JAY |
| State | OK |
| Zip | 74346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRICE ACRES S2 LOT 6 & ALL 7, 8 & N2 LOT 9 BLOCK 6 2586-57 |
| Legal Range | 23E |
| Legal Township | 22N |
| Legal Section | 01 |
| Legal Subdivision | JAY-PRICE ACRES |
| Legal Block | 6 |
| Legal Lot Number | 6,9 |
| Jurisdiction | DELAWARE OK |
| Township / Civil Division | JAY |
| Census Block Group | 5 |
| Census Block | 5037 |
| Census Tract | 376000 |
609 S 10th St is owned and occupied by an individual who bought it in October 2026.
Source: Delaware County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 S 10TH ST, JAY, OK 74346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL |
| Apr 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Sep 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP |
| Oct 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2026 · Amount on File |
| Deed Sale | Oct 9, 2026 · Amount on File |
| Prior Sale | Apr 17, 2025 · Amount on File |
| Deed Document Number | 20269307 |
| Deed Book / Page | 2682 / 308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | Oct 9, 2026 |
| Property Address | 609 S 10TH ST, JAY, OK 74346 |
| Document Number | 0000009307 |
| Book / Page | 2682 / 308 |
| Instrument Date | Oct 9, 2026 |
| Instrument | 20269307 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 S 10TH ST, JAY, OK 74346 |
| Document Number | 0000009308, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 20269308 |
| Name | GENEVA FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | Apr 17, 2025 |
| Property Address | 609 S 10TH ST, JAY, OK 74346-3719 |
| Document Number | 0002586/57 |
| Book / Page | 2586 / 57 |
| Instrument Date | Apr 15, 2025 |
| Instrument | I-2025-003046 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | GRAND RIVER ABSTRACT & TTL C |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 32, JAY, OK 74346-0032 |
| Document Number | I2025003047 |
|---|---|
| Date | Apr 17, 2025 |
| Instrument | I-2025-003047 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Number | 0002586/79 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 2586/79 |
| Instrument | I-2025-003048 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | Sep 8, 2021 |
| Property Address | 609 S 10TH ST, JAY, OK 74346-3719 |
| Document Number | 002401/456 |
| Book / Page | 2401 / 456 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021-009654 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 S 10TH ST, JAY, OK 74346-3719 |
| Document Number | 2021009655 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-009655 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | Oct 29, 2018 |
| Property Address | 609 S 10TH ST, JAY, OK 74346-3719 |
| Document Number | 002258/689 |
| Book / Page | 2258 / 689 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 2018-008806 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38407 COUNTY ROAD 555, EUCHA, OK 74342-3302 |
| Document Number | 2018008807 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018-008807 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 609 S 10th St was $1,456, up 1.1% from the year before.
Source: Delaware County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Delaware County |
| Municipality | Jay City |
| Unified School District | Jay Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,551 (+19.72%) Land $1,783 Building $17,768 | $170,000 (+19.72%) Land $15,500 Building $154,500 | |
| 2025 | $1,456.00 (+1.11%) | $16,331 (-) Land $1,783 Building $14,548 | $142,000 (-) Land $15,500 Building $126,500 |
| 2024 | $1,440.00 (-0.41%) | $16,331 (+0.01%) Land $1,783 Building $14,548 | $142,000 (-) Land $15,500 Building $126,500 |
| 2023 | $1,446.00 | $16,330 Land $1,064 Building $15,266 | $142,000 Land $9,250 Building $132,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 609 S 10th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 609 S 10th St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY serves 2,482 people · EPA ID OK1021674 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Grand Telephone Company Fiber | 200 / 200 |
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