309 S 10th St, Jay, OK 74346 Property Records

Delaware County property record for 309 S 10th St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,575 sqft
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22N23E-01-2-50999-000-0000`

Property Details

APN / Parcel Number

Primary APN	`22N23E-01-2-50999-000-0000`
Alternative APNs	`0014073` `14073`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,575 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Porch	Slab
Shed	1 Shed
Shed Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14073
Street Address	309 S 10TH ST
City	JAY
State	OK
Zip	74346-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-22-23 PT LOT 3 B241 P8 BEG SW COR LOT 3; N 252.4' FOR PT OF BEG; E203'; N212'; W199 .4'; S212' TO BEG.
Legal Range	23E
Legal Township	22N
Legal Section	01
Legal Subdivision	JAY-X LAND
Legal Lot Number	3,B241
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	5
Census Block	5015
Census Tract	376000

Owner

Source: Delaware County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 S 10TH ST, JAY, OK 74346-4233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Deed Document Number	20262932
Deed Book / Page	2647 / 54
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Apr 6, 2026
Property Address	309 S 10TH ST, JAY, OK 74346-4233
Document Number	0000002932
Book / Page	2647 / 54
Instrument Date	Apr 1, 2026
Instrument	20262932
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$31,512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S 10TH ST, JAY, OK 74346-4233

Mortgage

Document Number	0000002933,
Date	Apr 6, 2026
Instrument	20262933

Lender

Name	ARVEST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2023	Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200