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609 Ocean Dr, Apt 4H, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 609 Ocean Dr, Apt 4H, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,496 sqft · built 1969
Owner2 Trust Names on File
Last Sale$575,000 (Aug 2008)
Tax Bill$12,173 (2025)
Deeds & MortgagesOct 2019 Sale
Flood ZoneZone AE (high risk)
APN24-5205-032-0320

Property Details

APN / Parcel Number

Primary APN24-5205-032-0320

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units40 Units
Building Area1,496 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCondo/Apartment

Location & Zoning

Street Address609 OCEAN DR, 4H
CityKEY BISCAYNE
StateFL
Zip33149-2317
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code4900
Legal DescriptionSANDS OF KEY BISCAYNE CONDO UNIT 4-H FOURTH FLOOR UNDIV 0.690 % INT IN COMMON ELEMENTS CLERKS FILES 69R-134154 & 69R-148823 & 69R-161039 OR 13709-3003 0688 1 COC 26518-4326 08 2008 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionSANDS OF KEY BISCAYNE CONDO
Legal Block1
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1000
Census Tract4607

Owner

609 Ocean Dr, Apt 4H is owner-occupied and held in a trust since October 2019.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Trust Names on File
Mailing Address609 OCEAN DR, 4H, KEY BISCAYNE, FL 33149-2317
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2008 · Amount on File
Deed SaleAug 11, 2008 · Amount on File
Deed Document Number2008654568
Deed Book / Page26518 / 4326
Last Transfer DateOct 2, 2019
Transfer Doc0000654575
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateOct 21, 2019
Property Address609 OCEAN DR APT 4H, 4H, KEY BISCAYNE, FL 33149-2317
Document Number0000654575
Book / Page031653 / 003392
Instrument DateOct 2, 2019
Instrument654575
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.60
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address609 OCEAN DR #4H KEY BISCAYNE FL 331492317, 4H, KEY BISCAYNE, FL 33149-2317

Tax Assessment & Valuation

The 2025 property tax bill for 609 Ocean Dr, Apt 4H was $12,173 with exemptions applied.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,173.00 Homeowner's exemption Widower's exemption$821,130$1,347,818
2023$11,711.00 (+1.61%) Homeowner's exemption Additional exemption filed$774,747 (+3%)$1,123,182 (+21%)
2022$11,525.00 Homeowner's exemption$752,182$928,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Ocean Dr, Apt 4H in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 141 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,524 units insured
incl. 1,383 condo units
Nearby Flood Claims220 (1979–2022)
Claims Outside the SFHA1 of 220
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 60 claims
  • Hurricane Katrina, Aug 2005 · 25 claims
  • Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Ocean Dr, Apt 4H is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

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