Miami-Dade County property record for 609 Ocean Dr, Apt 3H, Key Biscayne, FL 33149
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,496 sqft · built 1969 |
| Owner | 2 Individual Names on File |
| Last Sale | $1,010,000 (Jul 2021) |
| Tax Bill | $19,843 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-032-0200 |
| Primary APN | 24-5205-032-0200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 40 Units |
| Building Area | 1,496 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Street Address | 609 OCEAN DR, 3H |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2317 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 4900 |
| Legal Description | SANDS OF KEY BISCAYNE CONDO UNIT 3-H THIRD FLOOR UNDIV 0.679 % INT IN COMMON ELEMENTS CLERKS FILES 69R-134154 & 69R-148823 & 69R-161039 OR 18125-1243 0598 1 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | SANDS OF KEY BISCAYNE CONDO |
| Legal Block | 1 |
| Legal Lot Number | 3H |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4607 |
Source: Miami-Dade County records · APN 24-5205-032-0200
Assessment roll updated July 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 SAN SERVANDO AVE, CORAL GABLES, FL 33143-6321 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer TITLE PARTNERS |
| Jun 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Jun 09, 2021 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jul 15, 2021 |
| Property Address | 609 OCEAN DR APT 3H, 3H, KEY BISCAYNE, FL 33149-2317 |
| Document Number | 0000507070 |
| Book / Page | 32621 / 2385 |
| Map Reference | MB 10846 PG 1456 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021R0507070 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 CRANDON BLVD APT 401, 781, KEY BISCAYNE, FL 33149-2545 |
| Name | Verified Name |
|---|---|
| Address | 151 CRANDON BLVD APT 734, 734, KEY BISCAYNE, FL 33149-1535 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jun 09, 2021 |
| Property Address | 609 OCEAN DR APT 3H, 3H, KEY BISCAYNE, FL 33149-2317 |
| Document Number | 0000411755 |
| Book / Page | 32555 / 4798 |
| Map Reference | MB 6510 PG 236 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021R0411755 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | CHISHOLM LAW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,134.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 CREAN LANE DR #10161016, 55, KEY BISCAYNE, FL 33149 |
| Name | Verified Name |
|---|---|
| Address | 440 SAN SERVANDO AVE, CORAL GABLES, FL 33143-6321 |
| Document Number | 0000004800 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 32555/4800 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 609 OCEAN DR APT 3H, 3H, KEY BISCAYNE, FL 33149-2317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000147247 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 30893/3587 |
| Instrument | 2018R0147247 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,843.00 (+17.8%) | $1,223,354 (+1%) | $1,334,569 (+2%) |
| 2023 | $16,844.00 (+13.75%) | $1,112,141 (+21%) | $1,112,141 (+21%) |
| 2022 | $14,808.00 | $919,125 | $919,125 |
Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,524 units insured incl. 1,383 condo units |
| Nearby Flood Claims | 220 (1979–2022) |
| Claims Outside the SFHA | 1 of 220 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
Based on FCC filings for 143 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures