St. Charles County property record for 609 Nancy Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,924 sqft · built 1964 |
| Lot Size | 0.197 acres (8,568 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,661 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 090580A000 |
| Primary APN | 090580A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,568 sqft (0.197 acres) |
| Lot Dimensions | 126 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 120 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 090580A000 |
|---|---|
| Street Address | 609 NANCY DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SUNNYBROOK PK #1 LOT 52 |
| Legal Subdivision | SUNNYBROOK PK #1 |
| Legal Lot Number | 52 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 310601 |
Source: St. Charles County records · APN 090580A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1415 RIDGEFIELD DR, SAINT LOUIS, MO 63131-3636 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 28, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Sep 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2023 |
| Deed Sale | Feb 16, 2023 |
| Prior Sale | Sep 28, 2022 · Amount on Record |
| Deed Document Number | 20235964 |
| Prior Transfer Date | Jun 06, 1997 |
| Prior Transfer Doc | 0000030915 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 28, 2022 |
| Property Address | 609 NANCY DR, SAINT CHARLES, MO 63301-4863 |
| Document Number | 0000053308 |
| Map Reference | MB 7 PG 68&69 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2022R-053308 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 1ST CAPITOL DR, 1800, SAINT CHARLES, MO 63301-1646 |
| Name | Verified Name |
|---|---|
| Address | 1415 RIDGEFIELD DR # R, R, SAINT LOUIS, MO 63131-3636 |
| Document Number | 0000053309 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022R-053309 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 22, 2022 |
| Property Address | 609 NANCY DR, SAINT CHARLES, MO 63301-4863 |
| Document Number | 0000052126 |
| Map Reference | MB 7 PG 68&69 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022R-052126 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2820 OLDE WORCESTER DR, SAINT CHARLES, MO 63301-1539 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (+6.7%) | $42,355 (+9.35%) | $222,919 (+9.35%) Land $60,000 Building $162,919 |
| 2024 | $2,494.00 | ||
| 2023 | $38,732 | ||
| 2022 | $203,851 Land $60,000 Building $143,851 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1981–1990) |
| Most Recent Claim | May 1990 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 494 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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