604 Nancy Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 604 Nancy Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,838 sqft · built 1965
Lot Size0.287 acres (12,508 sqft)
OwnerIndividual Name on File
Last Sale$169,900 (Jan 2011)
Tax Bill$3,274 (2025)
Deeds & MortgagesNov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN090650A000

Property Details

APN / Parcel Number

Primary APN090650A000
Alternative APN
  • 6-009B-4437-00-0059.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,838 sqft Living Area
1st Floor Area1,094 sqft
Basement Area744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleOther
Exterior MaterialWood
Lot Area12,508 sqft
Lot Dimensions118 ft deep x 106 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area722 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number090650A000
Old Parcel Number090650A000
Street Address604 NANCY DR
CitySAINT CHARLES
StateMO
Zip63301-4856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSUNNYBROOK PK #1 LOT 59
Legal Range05E
Legal Township47N
Legal SubdivisionSUNNYBROOK PK #1
Legal Lot Number59
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1013
Census Tract310601

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 NANCY DR, SAINT CHARLES, MO 63301-4856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 5, 2011 · Amount on Record
Deed SaleJan 5, 2011 · Amount on Record
Prior SaleDec 23, 1997
Deed Document Number0005530833
Deed Book / Page5530 / 833
Record UpdatedJun 8, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address604 NANCY DR, SAINT CHARLES, MO 63301-4856
Document Number0068590509
Book / Page006859 / 000509
Instrument DateNov 28, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 NANCY DR ST CHARLES MO 633014856, ST CHARLES, MO 63301-4856

Mortgage

Document Number0068590509
DateDec 28, 2017
Book Page006859/000509
Instrument797650
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term360 Months
DueDec 27, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,274.00$52,230 (+0.86%)$274,896 (+0.86%) Land $60,000 Building $214,896
2023$51,784
2022$272,550 Land $60,000 Building $212,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims9 (1981–1990)
Most Recent ClaimMay 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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