609 N Olbrich Rd, Harvard, IL 60033 Property Records

McHenry County property record for 609 N Olbrich Rd, Harvard, IL 60033

Property Summary

Property TypeRural Home
Details2,036 sqft · built 1975
Lot Size23.4 acres (1,021,482 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesMay 2026 Mortgage
Feb 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-35-100-010

Property Details

APN / Parcel Number

Primary APN06-35-100-010

Interior

Stories1 Story
Building Area2,036 sqft Living Area
Gross Area3,188 sqft
Basement Area1,152 sqft

Exterior

Year BuiltBuilt 1975
Architectural StyleRanch
Lot Area1,021,482 sqft (23.4 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address609 N OLBRICH RD
CityHARVARD
StateIL
Zip60033-9543
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDOC 1974R0616202 N 515FT S 660FT E 1980FT NW1/4 MEMO: STRIP OF RT 23 DEDICATED PER DOC 68007
Legal Range05E
Legal Township45N
Legal Section35
Legal Block100
JurisdictionMCHENRY IL
Township / Civil DivisionDUNHAM
Census Block Group4
Census Block4056
Census Tract870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Feb 3, 2023Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage
SAUK VALLEY BANK & TRUST COMPANY
May 21, 2018Deed of Trust, Mortgage · Commercial Mortgage
THE HARVARD STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 3, 2023
Transfer Doc0000002648
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateMay 28, 2026
Property Address609 N OLBRICH RD, HARVARD, IL 60033-9543
Document Number0000014762
Instrument DateMay 22, 2026
Instrument202614762
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 N OLBRICH RD, HARVARD, IL 60033-9543

Mortgage

Document Number0000014762,
DateMay 28, 2026
Instrument202614762
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.25%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMCHENRY IL
Recording DateFeb 3, 2023
Property Address609 N OLBRICH RD, HARVARD, IL 60033-9543
Document Number0000002648
Instrument DateJan 30, 2023
Instrument2023R0002648
Transaction TypeTransfer
Record UpdatedFeb 14, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002649
DateFeb 3, 2023
Instrument2023R0002649
Lender
NameSAUK VALLEY BANK & TRUST COMPANY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2043
Interest
Rate TypeAdjustable Rate
Rate7.37%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2030
Change FrequencyAnnually
Min Rate At Change7.37%
Max Rate At Change9.37%
Index1-Year CMT
Max Rate14.3%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address609 N OLBRICH RD, HARVARD, IL 60033-9543
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016281
DateMay 21, 2018
Instrument2018R0016281
Lender
NameTHE HARVARD STATE BANK
TypeBank
AddressHARVARD, IL 60033
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.75%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionDunham Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$62,139 Land $23,683 Building $38,456$186,417 Land $71,049 Building $115,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on N Olbrich Rd

Nearby Streets

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