418 N Olbrich Rd, Harvard, IL 60033 Property Records

McHenry County property record for 418 N Olbrich Rd, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 1988
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on File
Last Sale	$381,000 (Sep 2026)
Tax Bill	$3,592 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-400-002`

Property Details

APN / Parcel Number

Primary APN	`06-35-400-002`

Interior

Stories	2 Stories
Building Area	1,664 sqft Living Area
Basement Area	832 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Lot Area	74,923 sqft (1.72 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	418 N OLBRICH RD
City	HARVARD
State	IL
Zip	60033-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1999R0042922 S 300FT N 3376.31FT W 250FT W1/2 E1/2
Legal Block	400
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	4
Census Block	4058
Census Tract	870200

Owner

418 N Olbrich Rd is owned and occupied by two individuals who bought it in September 2026.

Source: McHenry County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 N OLBRICH RD, HARVARD, IL 60033-9542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Jun 11, 1999 · Amount on File
Deed Document Number	202625435
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 1, 2026
Property Address	418 N OLBRICH RD, HARVARD, IL 60033-9542
Document Number	0000025435
Instrument Date	Aug 20, 2026
Instrument	202625435
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	418 N OLBRICH RD, HARVARD, IL 60033-9542

Mortgage

Document Number	0000025436,
Date	Sep 1, 2026
Instrument	202625436

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.72%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	418 N OLBRICH RD, HARVARD, IL 60033-9542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001714
Date	Jan 18, 2019
Instrument	2019R0001714

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,592.00	$85,241 Land $23,344 Building $61,897	$255,723 Land $70,032 Building $185,691
2022	Homeowner's exemption	$75,712 Land $25,476 Building $50,236	$227,136 Land $76,428 Building $150,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 N Olbrich Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 N Olbrich Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
E-vergent Fixed Wireless	100 / 10

May also be available: AT&T.

Nearby Properties on N Olbrich Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures