609 N Gem St, Tulare, CA 93274 Property Records

Tulare County property record for 609 N Gem St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 855 sqft · built 1939
Lot Size	0.169 acres (7,375 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2014)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170-204-009-000`

Property Details

APN / Parcel Number

Primary APN	`170-204-009-000`
Alternative APN	`17020409000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	855 sqft Living Area

Exterior

Year Built	Built 1939
Construction Type	Wood
Lot Area	7,375 sqft (0.169 acres)
View / Lot	Good
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	17020409000
Street Address	609 N GEM ST
City	TULARE
State	CA
Zip	93274-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GDN LT 8 BLK 5
Legal Subdivision	COLLEGE GARDEN SUBDIVISION
Legal Block	5
Legal Lot Number	8
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	4
Census Block	4016
Census Tract	2303

Owner

Source: Tulare County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	609 N GEM ST, TULARE, CA 93274-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIGHT START MORTGAGE INC
Oct 19, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2014 · Amount on Record
Deed Sale	Oct 31, 2014 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Document Number	2014-0058828
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	609 N GEM ST, TULARE, CA 93274-2808
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N GEM ST, TULARE, CA 93274-2808

Mortgage

Document Number	0000021735
Date	Mar 30, 2021
Instrument	2021-0021735

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company
Address	LA PUENTE, CA 91746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	609 N GEM ST, TULARE, CA 93274-2808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHARONOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060368
Date	Oct 19, 2018
Instrument	2018-0060368

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,498.00 (+3.17%) Homeowner's exemption	$144,219 (+4.04%) Land $36,054 Building $108,165
2023	$1,452.00 (+3.13%) Homeowner's exemption	$138,621 Land $34,655 Building $103,966
2022	$1,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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