602 N Gem St, Tulare, CA 93274 Property Records

Tulare County property record for 602 N Gem St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,138 sqft · built 1940
Lot Size	0.181 acres (7,888 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (May 2018)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`170-191-011-000`

Property Details

APN / Parcel Number

Primary APN	`170-191-011-000`
Alternative APNs	`170-191-011` `17019111000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	7,888 sqft (0.181 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	170-191-011
Street Address	602 N GEM ST
City	TULARE
State	CA
Zip	93274-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLLEGE GDN LT 5 BLK 4
Legal Subdivision	COLLEGE GDN
Legal Block	4
Legal Lot Number	5
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	4
Census Block	4017
Census Tract	2303

Owner

602 N Gem St is owned and occupied by two individuals who acquired it in September 2019.

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	602 N GEM ST, TULARE, CA 93274-2809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Oct 1, 2019	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCING
May 11, 2018	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Deed Document Number	201824936
Last Transfer Date	Sep 25, 2019
Transfer Doc	0000057023
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	602 N GEM ST, TULARE, CA 93274-2809
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 N GEM ST, TULARE, CA 93274-2809

Mortgage

Document Number	0000060902
Date	Aug 20, 2021
Instrument	2021-0060902

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULARE CA
Recording Date	Oct 1, 2019
Property Address	602 N GEM ST, TULARE, CA 93274-2809
Document Number	0000057023
Instrument Date	Sep 25, 2019
Instrument	57023
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	602 N GEM ST TULARE CA 932742809, TULARE, CA 93274-2809

Mortgage

Document Number	57024
Date	Oct 1, 2019
Instrument	57024

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	May 11, 2018
Property Address	602 N GEM ST, TULARE, CA 93274-2809
Document Number	0000024936
Instrument Date	Apr 8, 2018
Instrument	24936
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 N GEM ST TULARE CA 932742809, TULARE, CA 93274-2809

Mortgage

Document Number	24937
Date	May 11, 2018
Instrument	24937

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 93711

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 602 N Gem St was $2,236.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$208,900 (+2%) Land $52,224 Building $156,676
2025	$2,236.00	$204,804 Land $51,200 Building $153,604
2023	$2,172.00 (+2.99%)	$196,854 Land $49,213 Building $147,641
2022	$2,109.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 602 N Gem St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 602 N Gem St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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