609 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 609 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	7 ba · 1,344 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Feb 2013)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2021 Construction Loan
APN	`04-30-0-214-042`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-214-042`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	609 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD WEST 3RD ADD N 90.5 FT LT 5 IN A02780184
Legal Subdivision	FAIRWOOD WEST
Legal Block	214
Legal Lot Number	5
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3009
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 337, BECKEMEYER, IL 62219-0337
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 4, 2021	Deed of Trust, Construction Loan · Construction Mortgage FIRST MID BK&TR NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2013 · Amount on Record
Deed Sale	Feb 20, 2013 · Amount on Record
Prior Sale	Apr 17, 2006 · Amount on Record
Deed Document Number	20132354962
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 3, 2023
Property Address	609 N CHERRY ST, O FALLON, IL 62269-1125
Document Number	0A02780184
Map Reference	MB 63 PG 47
Instrument Date	Apr 23, 2023
Instrument	A02780184
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	832 RUNYAN DR, CHATTANOOGA, TN 37405-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 RUNYAN DR, CHATTANOOGA, TN 37405-1204

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jan 4, 2021
Property Address	609 N CHERRY ST, O FALLON, IL 62269-1125
Document Number	00A2682090
Instrument Date	Dec 11, 2020
Instrument	2682090
Transaction Type	Construction Loan
Record Updated	Apr 2, 2021
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 N CHERRY ST O FALLON IL 622691124, O FALLON, IL 62269-1124

Mortgage

Document Number	00A2682090
Date	Jan 4, 2021
Instrument	2682090

Lender

Name	FIRST MID BK&TR NA
Address	HIGHLAND, IL 62249

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 3, 2031

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,072.00	$70,373 (+34.34%) Land $12,760 Building $57,613	$211,119 (+34.34%) Land $38,280 Building $172,839
2022		$52,384 Land $9,498 Building $42,886	$157,152 Land $28,494 Building $128,658

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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