604 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 604 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,131 sqft · built 1965
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2021 Mortgage
APN	`04-30-0-211-003`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-211-003`

Interior

Full Baths	3 Baths
Building Area	1,131 sqft Living Area
Upper Floors Area	40 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	580 sqft

Exterior Amenities

Deck Area	60 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	604 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD WEST 1ST ADD LOT/SEC-40 A02757197
Legal Subdivision	FAIRWOOD WEST 1ST ADD
Legal Block	211
Legal Lot Number	40
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3013
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 N CHERRY ST, O FALLON, IL 62269-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Intrafamily Transfer, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022
Deed Sale	Aug 24, 2022
Prior Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	20222757197
Prior Transfer Date	Aug 17, 2022
Prior Transfer Doc	0002757197
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Aug 24, 2022
Property Address	604 N CHERRY ST, O FALLON, IL 62269-1122
Document Number	0A02757197
Map Reference	MB 58 PG 80
Instrument Date	Aug 17, 2022
Instrument	A02757197
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 N CHERRY ST, 604, O FALLON, IL 62269-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	604 N CHERRY ST, O FALLON, IL 62269-1122

Mortgage

Document Number	0A02757198
Date	Aug 24, 2022
Instrument	A02757198

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	604 N CHERRY ST, O FALLON, IL 62269-1122
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02692516
Date	Mar 23, 2021
Instrument	A02692516

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,342.00 (+8.41%)	$60,243 (+9.62%) Land $12,006 Building $48,237	$180,729 (+9.62%) Land $36,018 Building $144,711
2024	$4,005.00	$54,956 (+22.55%) Land $10,952 Building $44,004	$164,868 (+22.55%) Land $32,856 Building $132,012
2022		$44,843 Land $8,936 Building $35,907	$134,529 Land $26,808 Building $107,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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