Union County property record for 609 N Cedar St, Creston, IA 50801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,337 sqft · built 1974 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,500 (Jul 2024) |
| Tax Bill | $5,022 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Sep 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0606177004 |
| Primary APN | 0606177004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| Basement Area | 1,337 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 267 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,680 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | 224 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 609 N CEDAR ST |
|---|---|
| City | CRESTON |
| State | IA |
| Zip | 50801-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 06-72-30 S-2 OF A TR IN E-2 NW-4 BEG AT PT 66 FT E & 180 FT S OF NE COR BLK 16 MCDON N SEC C TH E 200 FT S 159 FT W 200 FT N |
| Legal Range | 30W |
| Legal Township | 72N |
| Legal Section | 06 |
| Legal Subdivision | MCDONALDS N SEC C |
| Legal Block | 16 |
| Jurisdiction | UNION IA |
| Township / Civil Division | CRESTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 190400 |
Source: Union County assessment roll, APN 0606177004, as of September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 613 N CEDAR ST, CRESTON, IA 50801-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit MEMBERSIST COMMUNITY CREDIT UNION |
| Sep 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS 1ST CU |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU |
| Feb 11, 2022 | Deed of Trust, Mortgage MEMBERS FIRST COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on Record |
| Deed Sale | Jul 16, 2024 · Amount on Record |
| Prior Sale | Apr 26, 2024 · Amount on Record |
| Deed Document Number | 20241087 |
| Deed Book / Page | 1333 / 227 |
| Prior Transfer Date | Jul 02, 2008 |
| Prior Transfer Doc | 000930/193 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 609 N CEDAR ST, CRESTON, IA 50801-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001152/165 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 1152/165 |
| Instrument | 2017-00001293 |
| Name | MEMBERSIST COMMUNITY CREDIT UNION |
|---|---|
| Address | AMES, IA 50010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 31, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 609 N CEDAR ST, CRESTON, IA 50801-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001206/16 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 1206/16 |
| Instrument | 1702 |
| Name | MEMBERS 1ST CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 609 N CEDAR ST, CRESTON, IA 50801-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001273/166 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 1273/166 |
| Instrument | 2022-00000256 |
| Name | MEMBERS FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 609 N CEDAR ST, CRESTON, IA 50801-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001273/216 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 1273/216 |
| Instrument | 2022-00000263 |
| Name | MEMBERS FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
Source: Union County assessment roll as of September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Creston City |
| County | Union County |
| Unified School District | Creston Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,022.00 Homeowner's exemption | $306,660 (+20.61%) Land $20,700 Building $285,960 | $306,660 (+20.61%) Land $20,700 Building $285,960 |
| 2024 | $5,022.00 (+4.36%) | ||
| 2023 | $254,260 Land $19,440 Building $234,820 | $254,260 Land $19,440 Building $234,820 | |
| 2022 | $4,812.00 |
Source: FEMA National Flood Hazard Layer, Union County (19175C), as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 317 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Uniti Group.
Source: EPA Safe Drinking Water Information System, water system IA8816089, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRESTON WATER SUPPLY serves 7,536 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment Techniques Jun 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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