605 N Cedar St, Creston, IA 50801 Property Records

Union County property record for 605 N Cedar St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1957
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Jun 2026)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0606326002`

Property Details

APN / Parcel Number

Primary APN	`0606326002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	605 N CEDAR ST
City	CRESTON
State	IA
Zip	50801-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-72-30 BEG AT A PT 66 FT E OF SE COR LOT 185 MCDON N SEC B TH E 190 FT N 60 FT W 190 FT S 60 FT TO BEG BEING PT OF N 10.67
Legal Range	30W
Legal Township	72N
Legal Section	06
Legal Subdivision	MCDONALDS NORTH ADD SEC B
Legal Lot Number	185
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	3
Census Block	3004
Census Tract	190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 N CEDAR ST, CRESTON, IA 50801-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK CRESTON
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage IOWA STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	2026926
Deed Book / Page	1382 / 171
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jun 8, 2026
Property Address	605 N CEDAR ST, CRESTON, IA 50801-1852
Document Number	0000000926
Book / Page	1382 / 171
Instrument Date	Jun 3, 2026
Instrument	2026926
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N CEDAR ST, CRESTON, IA 50801-1852

Mortgage

Document Number	0000000927,
Date	Jun 8, 2026
Instrument	2026927

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	605 N CEDAR ST, CRESTON, IA 50801-1852
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001236/235
Date	Nov 25, 2020
Book Page	1236/235
Instrument	2020-00002265

Lender

Name	FIRST NATIONAL BANK CRESTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 12, 2027

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Aug 26, 2021
Property Address	605 N CEDAR ST, CRESTON, IA 50801-1852
Document Number	001260/115
Book / Page	1260 / 115
Instrument Date	Aug 26, 2021
Instrument	2021-00001914
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2072 REA RD, CRESTON, IA 50801-8117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N CEDAR ST, CRESTON, IA 50801-1852
Investor	Possibly a Property Investor

Mortgage

Document Number	001260/117
Date	Aug 26, 2021
Book Page	1260/117
Instrument	2021-00001915

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 26, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,540 (-) Land $15,260 Building $119,280	$134,540 (-) Land $15,260 Building $119,280
2025	$2,062.00 (+0.1%) Homeowner's exemption	$134,540 (+26.7%) Land $15,260 Building $119,280	$134,540 (+26.7%) Land $15,260 Building $119,280
2024	$2,060.00 (+4.15%)
2023		$106,190 Land $14,510 Building $91,680	$106,190 Land $14,510 Building $91,680
2022	$1,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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