609 Mountcastle Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 609 Mountcastle Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,433 sqft · built 2016
Lot Size	0.154 acres (6,721 sqft)
Owner	Individual Name on Record
Last Sale	$606,480 (Feb 2022)
Tax Bill	$7,136 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R88303`

Property Details

APN / Parcel Number

Primary APN	`R88303`
Alternative APNs	`S5111-000S-0017-00-0R` `88303`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,433 sqft Living Area
Gross Area	2,949 sqft
1st Floor Area	2,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,721 sqft (0.154 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	609 MOUNTCASTLE DR
City	ROCKWALL
State	TX
Zip	75087-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASE VI, BLOCK S, LOT 17
Legal Subdivision	STONE CREEK PHASE VI
Legal Phase	6
Legal Tract	17
Legal Block	S
Legal Lot Number	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1010
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 26, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Feb 11, 2022	Vendor's Lien, Transfer · Conventional Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Dec 22, 2016 · Amount on Record
Deed Document Number	20223328
Prior Transfer Date	Dec 16, 2016
Prior Transfer Doc	0000022762
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	609 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	STARTEX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016069
Date	Aug 25, 2017
Instrument	20170000016069

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	609 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022771
Date	Sep 26, 2020
Instrument	20200000022771

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2047

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 11, 2022
Property Address	609 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Document Number	0000003328
Map Reference	VOL I PG 161
Instrument Date	Feb 10, 2022
Instrument	20220000003328
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	NATION TITLE, NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3506 ROYAL RIDGE DR, ROCKWALL, TX 75087-6683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583

Mortgage

Document Number	0000003329
Date	Feb 11, 2022
Instrument	20220000003329

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,340 (-0.81%) Land $133,860 Building $409,480	$543,340 (-0.81%) Land $133,860 Building $409,480
2025	$7,136.00 (-5.61%) Homeowner's exemption	$547,791 (+14.12%) Land $133,860 Building $413,931	$547,791 (+14.12%) Land $133,860 Building $413,931
2024	$7,560.00 (+0.61%)
2023	$7,514.00 (+19.16%)	$480,000 Land $160,000 Building $320,000	$480,000 Land $160,000 Building $320,000
2021	$6,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Novos Fiber, Optimum, Verizon.

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