605 Mountcastle Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 605 Mountcastle Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,443 sqft · built 2016
Lot Size	0.162 acres (7,044 sqft)
Owner	2 Individual Names on File
Last Sale	$545,694 (Aug 2023)
Tax Bill	$9,097 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R88305`

Property Details

APN / Parcel Number

Primary APN	`R88305`
Alternative APNs	`S5111-000S-0019-00-0R` `88305`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,443 sqft Living Area
Gross Area	4,147 sqft
1st Floor Area	3,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,044 sqft (0.162 acres)
Lot Dimensions	135 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	605 MOUNTCASTLE DR
City	ROCKWALL
State	TX
Zip	75087-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASE VI, BLOCK S, LOT 19
Legal Subdivision	STONE CREEK PHASE VI
Legal Phase	6
Legal Tract	19
Legal Block	S
Legal Lot Number	19
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1010
Census Tract	40202

Owner

605 Mountcastle Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 31, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 7, 2023	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Mar 18, 2021	Vendor's Lien, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Prior Sale	Mar 18, 2021 · Amount on File
Deed Document Number	202313019
Prior Transfer Date	Mar 10, 2021
Prior Transfer Doc	0000006188
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	Apr 9, 2026
Property Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Document Number	0000006609
Instrument Date	Mar 17, 2026
Instrument	20266609
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583

Mortgage

Document Number	0000006609,
Date	Apr 9, 2026
Instrument	20266609

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Mar 1, 2055

Interest

Rate	6.01%
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583

Mortgage

Document Number	0000005373
Date	Mar 31, 2025
Instrument	20250000005373

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 7, 2023
Property Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Document Number	0000013019
Map Reference	VOL I PG 161
Instrument Date	Aug 4, 2023
Instrument	20230000013019
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013020
Date	Aug 7, 2023
Instrument	20230000013020

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007046
Date	Apr 13, 2020
Instrument	20200000007046

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 18, 2021
Property Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583
Document Number	0000006188
Map Reference	VOL I PG 161
Instrument Date	Mar 10, 2021
Instrument	20210000006188
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MOUNTCASTLE DR, ROCKWALL, TX 75087-6583

Mortgage

Document Number	0000006189
Date	Mar 18, 2021
Instrument	20210000006189

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 605 Mountcastle Dr was $9,097 with a homeowner's exemption, down 2.3% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,476 (-0.86%) Land $133,860 Building $532,616	$666,476 (-0.86%) Land $133,860 Building $532,616
2025	$9,097.00 (-2.26%) Homeowner's exemption	$672,266 Land $133,860 Building $538,406	$672,266 Land $133,860 Building $538,406
2024	$9,307.00 (+5.91%)
2023	$8,788.00	$588,165 (+14.96%) Land $160,000 Building $428,165	$588,165 (+14.96%) Land $160,000 Building $428,165
2022		$511,640 Land $107,800 Building $403,840	$511,640 Land $107,800 Building $403,840
2021	$7,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Mountcastle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Mountcastle Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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