609 Mercado Ln, Laredo, TX 78043 Property Records

Webb County property record for 609 Mercado Ln, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	2,034 sqft · built 2017
Lot Size	0.117 acres (5,079 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Aug 2018)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`929-33009-050`

Property Details

APN / Parcel Number

Primary APN	`929-33009-050`
Alternative APN	`561641`

Interior

Stories	2 Stories
Building Area	2,034 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	852 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,079 sqft (0.117 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft

Location & Zoning

Street Address	609 MERCADO LN
City	LAREDO
State	TX
Zip	78043-4994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS MISIONES, BLOCK 9, LOT 5, UNIT VIII
Legal Subdivision	LAS MISIONES
Legal Block	9
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3012
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 MERCADO LN, LAREDO, TX 78043-4994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 25, 2017	Deed of Trust, Mortgage P E FUNDING LLC
Aug 27, 2018	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	20181338221
Deed Book / Page	4470 / 93
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	004470/093
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	609 MERCADO LN, LAREDO, TX 78043-4994
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4872/210
Date	Sep 29, 2020
Book Page	4872/210
Instrument	1405613

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	609 MERCADO LN, LAREDO, TX 78043-4994
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4305/775
Date	Sep 25, 2017
Book Page	4305/775
Instrument	1308947

Lender

Name	P E FUNDING LLC
Type	Funding / Finance Company
Address	MCALLEN, TX 78502

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2018

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 27, 2018
Property Address	609 MERCADO LN, LAREDO, TX 78043-4994
Document Number	004470/093
Book / Page	4470 / 093
Map Reference	VOL 34 PG 68-69
Instrument Date	Aug 24, 2018
Instrument	1338221
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MERCADO LN, LAREDO, TX 78043-4994

Mortgage

Document Number	0001338222
Date	Aug 27, 2018
Instrument	1338222

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,268 (+3.31%) Land $49,469 Building $218,799	$268,268 (+3.31%) Land $49,469 Building $218,799
2025	$1,314.00 (-22.71%) Homeowner's exemption	$259,661 (+5.82%) Land $49,469 Building $210,192	$259,661 (+5.82%) Land $49,469 Building $210,192
2024	$1,700.00 (+4.62%)
2023		$245,382 Land $47,946 Building $197,436	$245,382 Land $47,946 Building $197,436
2022	$1,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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