607 Mercado Ln, Laredo, TX 78043 Property Records

Webb County property record for 607 Mercado Ln, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	2,510 sqft · built 2017
Lot Size	0.117 acres (5,079 sqft)
Owner	Individual Name on File
Last Sale	$233,800 (Nov 2017)
Tax Bill	$1,497 (2025)
Deeds & Mortgages	Apr 2023 Transfer Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`929-33009-040`

Property Details

APN / Parcel Number

Primary APN	`929-33009-040`
Alternative APN	`561640`

Interior

Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	1,218 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,079 sqft (0.117 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Storage Building	48 sqft

Location & Zoning

Street Address	607 MERCADO LN
City	LAREDO
State	TX
Zip	78043-4994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS MISIONES, BLOCK 9, LOT 4, UNIT VIII
Legal Subdivision	LAS MISIONES
Legal Block	9
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3012
Census Tract	1810

Owner

607 Mercado Ln is owned and occupied by an individual who acquired it in April 2023.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	607 MERCADO LN, LAREDO, TX 78043-4994
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Intrafamily Transfer, Transfer
Aug 28, 2017	Deed of Trust, Mortgage P E FUNDING LLC
Nov 2, 2017	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Deed Document Number	20171312311
Deed Book / Page	4323 / 197
Last Transfer Date	Apr 26, 2023
Transfer Doc	005453/597
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Apr 26, 2023
Property Address	607 MERCADO LN, LAREDO, TX 78043-4994
Document Number	005453/597
Book / Page	5453 / 597
Map Reference	VOL 34 PG 68&69
Instrument Date	Apr 26, 2023
Instrument	1498236
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 MERCADO LN, LAREDO, TX 78043-4994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MERCADO LN, LAREDO, TX 78043-4994

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	607 MERCADO LN, LAREDO, TX 78043-4994
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4291/489
Date	Aug 28, 2017
Book Page	4291/489
Instrument	1306521

Lender

Name	P E FUNDING LLC
Type	Funding / Finance Company
Address	MCALLEN, TX 78502

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 7, 2018

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 2, 2017
Property Address	607 MERCADO LN, LAREDO, TX 78043-4994
Document Number	004323/197
Book / Page	4323 / 197
Map Reference	VOL 34 PG 68-69
Instrument Date	Oct 31, 2017
Instrument	1312311
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MAREDO, LAREDO, TX 78043

Mortgage

Document Number	0001312312
Date	Nov 2, 2017
Instrument	1312312

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 607 Mercado Ln was $1,497, up 6.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,974 (+3.41%) Land $49,469 Building $256,505	$305,974 (+3.41%) Land $49,469 Building $256,505
2025	$1,497.00 (+6.85%)	$295,885 Land $49,469 Building $246,416	$295,885 Land $49,469 Building $246,416
2024	$1,401.00
2023		$265,087 Land $47,946 Building $217,141	$265,087 Land $47,946 Building $217,141
2022	$1,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Mercado Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Mercado Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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