531 Locust St, Mount Vernon, IN 47620 Property Records

Posey County property record for 531 Locust St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,271 sqft · built 1975
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,830 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-27-08-119-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-08-119-003.000-018`
Alternative APNs	`01835287075` `0090244300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,271 sqft Living Area
1st Floor Area	1,633 sqft
Attic	Attic
Attic Area	3,103 sqft
Basement Area	995 sqft
Unfinished Basement	995 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01835287075
Street Address	531 LOCUST ST
City	MOUNT VERNON
State	IN
Zip	47620-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J.F. WELBORN N/2 3 & 4 MP 614-003- - - -
Legal Subdivision	JOSEPH F WELBORNS ENLARGEMENT
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	2
Census Block	2049
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Welborn Historic District listed 1992 · 159 contributing resources · NRIS 92000188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 AFSHARI DR, FLORISSANT, MO 63034-1506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF SOUTHWESTERN IND
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK OF SOUTHWESTERN IND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	531 LOCUST ST, MOUNT VERNON, IN 47620-1932
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700252
Date	Jan 23, 2017
Instrument	201700252

Lender

Name	COMMUNITY STATE BANK OF SOUTHWESTERN IND
Type	Non-Lending Institution
Address	POSEYVILLE, IN 47633

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	531 LOCUST ST, MOUNT VERNON, IN 47620-1932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700251
Date	Jan 23, 2017
Instrument	201700251

Lender

Name	COMMUNITY STATE BANK OF SOUTHWESTERN IND
Type	Non-Lending Institution
Address	POSEYVILLE, IN 47633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,830.00 (+20.45%)	$241,500 (+113.34%) Land $10,300 Building $231,200	$241,500 (+113.34%) Land $10,300 Building $231,200
2024	$4,010.00 (+77.12%)
2023	$2,264.00 (-28.6%)	$113,200 (+6.59%) Land $10,300 Building $102,900	$113,200 (+6.59%) Land $10,300 Building $102,900
2022	$3,171.00 (+66.54%)	$106,200 Land $10,300 Building $95,900	$106,200 Land $10,300 Building $95,900
2021	$1,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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