609 Ginger Dr, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 609 Ginger Dr, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,518 sqft · built 1988
Lot Size	0.71 acres (30,928 sqft)
Owner	Company Name on Record
Last Sale	$313,500 (May 2026)
Tax Bill	$1,949 (2026)
Deeds & Mortgages	May 2026 Sale Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40826`

Property Details

APN / Parcel Number

Primary APN	`40826`
Alternative APNs	`1250397` `1352922` `1358713`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,518 sqft Finished Area
Upper Floors Area	532 sqft
Basement Area	795 sqft
Finished Basement	450 sqft
Unfinished Basement	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	30,928 sqft (0.71 acres)

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	180 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1358713
Street Address	609 GINGER DR
City	KINGS MOUNTAIN
State	NC
Zip	28086-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	PT#6 BLK C PH II WILLI PB16-134
Legal Subdivision	WILLIAMSBURG ACRES
Legal Phase	1
Legal Block	1
Legal Lot Number	56
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	950601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 1, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Aug 23, 2023	Warranty Deed, Transfer
Dec 5, 2022	Deed, Transfer
Aug 29, 2022	Warranty Deed, Transfer WESTERN TITLE INSURANCE COMPANY, MASTER TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	2026200127843
Deed Book / Page	1973 / 967
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 1, 2026
Property Address	609 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Document Number	0200127843
Book / Page	1973 / 967
Instrument Date	May 1, 2026
Instrument	2026.200127843
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$63,327.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 1, 2023
Property Address	609 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Document Number	0019051939
Book / Page	1905 / 1939
Instrument Date	Aug 31, 2023
Instrument	200091515
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 CARMEL RD # RDB-122, RDB-122, CHARLOTTE, NC 28226-6150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 GINGER DR, KINGS MOUNTAIN, NC 28086-8967

Mortgage

Document Number	0019051942
Date	Sep 1, 2023
Instrument	1905/1942

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 23, 2023
Property Address	609 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Document Number	0019042953
Book / Page	1904 / 2953
Map Reference	MB 16 PG 134
Instrument Date	Aug 23, 2023
Instrument	200091108
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 CARMEL RD, CHARLOTTE, NC 28226-6150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 CARMEL RD, CHARLOTTE, NC 28226-6150
Investor	Possibly a Property Investor

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 5, 2022
Property Address	609 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Document Number	0018880891
Book / Page	1888 / 891
Map Reference	MB 16 PG 134
Instrument Date	Nov 4, 2022
Instrument	200081521
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 CARMEL RD, CHARLOTTE, NC 28226-6150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 CARMEL RD, CHARLOTTE, NC 28226-6150

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 29, 2022
Property Address	609 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Document Number	0018810900
Book / Page	1881 / 900
Map Reference	MB 16 PG 134
Instrument Date	Aug 29, 2022
Instrument	200077692
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	WESTERN TITLE INSURANCE COMPANY, MASTER TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 GINGER DR, 609, KINGS MOUNTAIN, NC 28086-8967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 CANNEL ROAD #122 # 122, 122, CHARLOTTE, NC 28226

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,949.00 (+3.78%)	$295,805 (-) Land $24,459 Building $271,346	$295,805 (-) Land $24,459 Building $271,346
2025	$1,878.00	$295,805 (+140.35%) Land $24,459 Building $271,346	$295,805 (+140.35%) Land $24,459 Building $271,346
2023		$123,074 Land $18,564 Building $104,510	$123,074 Land $18,564 Building $104,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ginger Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures