607 Ginger Dr, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 607 Ginger Dr, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,575 sqft · built 1988
Lot Size	0.989 acres (43,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Oct 2019)
Tax Bill	$1,321 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40827`

Property Details

APN / Parcel Number

Primary APN	`40827`
Alternative APN	`1326123`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,575 sqft Finished Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	43,081 sqft (0.989 acres)

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	100 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1326123
Street Address	607 GINGER DR
City	KINGS MOUNTAIN
State	NC
Zip	28086-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#6,PT#7 BLK C PH II WILLISMBR PB16-134
Legal Subdivision	WILLIAMSBURG ACRES
Legal Phase	1
Legal Block	1
Legal Lot Number	57
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	950601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage NFM LNDG
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	2019200031153
Deed Book / Page	1799 / 1903
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	607 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017520704
Date	Oct 5, 2017
Book Page	1752/0704
Instrument	200005507

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 2, 2019
Property Address	607 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Document Number	0017991903
Book / Page	001799 / 001903
Instrument Date	Oct 1, 2019
Instrument	31153
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 GINGER DR KINGS MOUNTAIN NC 280868967, KINGS MOUNTAIN, NC 28086-8967

Mortgage

Document Number	17991906
Date	Oct 2, 2019
Book Page	001799/001906
Instrument	31154

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	607 GINGER DR, KINGS MOUNTAIN, NC 28086-8967
Document Number	0017520720
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	NOT AVAILABLE, FIRST AMERICAN TITLE INS CO NC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 GINGER DR KINGS MOUNTAIN NC 280868967, KINGS MOUNTAIN, NC 28086-8967

Mortgage

Document Number	0017520720
Date	Oct 5, 2017
Book Page	001752/000720
Instrument	5508

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,321.00 (+3.36%)	$201,274 (-) Land $26,732 Building $174,542	$201,274 (-) Land $26,732 Building $174,542
2025	$1,278.00	$201,274 (+88.73%) Land $26,732 Building $174,542	$201,274 (+88.73%) Land $26,732 Building $174,542
2023		$106,649 Land $20,175 Building $86,474	$106,649 Land $20,175 Building $86,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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