Santa Cruz County property record for 609 Gilroy Dr, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1944 |
| Square Footage | 897 sqft Living Area |
| Lot Size | 2,788 sqft (0.064 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $111,500 (1998) |
| Tax Bill | $6,029.00 (2025) |
Source: Santa Cruz County records · APN 035-072-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Apr 18, 2022 | Intrafamily Transfer, Transfer |
| Feb 03, 2021 | Intrafamily Transfer, Transfer |
| Feb 02, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 1998 · Amount on Record |
| Deed Sale | May 28, 1998 · Amount on Record |
| Deed Doc Number | 199829584 |
| Last Transfer Date | Jan 13, 2022 |
| Transfer Doc | 0000012407 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
| Document Number | 0000003273 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026-0003273 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 04, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 18, 2022 |
| Property Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
| Document Number | 0000012407 |
| Map Reference | VOL 25 PG 2 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 2022-0012407 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 03, 2021 |
| Property Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
| Document Number | 0000006289 |
| Map Reference | VOL 25 PG 2 |
| Instrument Date | Feb 02, 2021 |
| Instrument | 2021-0006289 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 02, 2021 |
| Property Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
| Document Number | 0000006002 |
| Map Reference | VOL 25 PG 2 |
| Instrument Date | Sep 13, 2020 |
| Instrument | 2021-0006002 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 GILROY DR, CAPITOLA, CA 95010-2715 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,955 (+2%) Land $331,164 Building $82,791 | ||
| 2025 | $6,029.00 (+11.2%) | $405,839 (+4.04%) Land $324,671 Building $81,168 | |
| 2023 | $5,422.00 (+1.65%) | $390,079 Land $312,063 Building $78,016 | $1,174,230 |
| 2022 | $5,334.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 035-072-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 897 sqft Living Area |
| Gross Area | 1,077 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,788 sqft (0.064 acres) |
| Garage Type | Attached Garage |
| Garage Area | 180 sqft Garage |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 609 GILROY DR |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2715 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | RIVERVIEW TERRACE SUB #2 |
| Legal Lot Number | 21 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 121802 |
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