607 Gilroy Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 607 Gilroy Dr, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1944
Lot Size	0.065 acres (2,831 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jul 2021)
Tax Bill	$13,042 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-072-06`

Property Details

APN / Parcel Number

Primary APN	`035-072-06`
Alternative APN	`035-072-06-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	752 sqft Living Area
Gross Area	1,004 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,831 sqft (0.065 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	607 GILROY DR
City	CAPITOLA
State	CA
Zip	95010-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERVIEW TERRACE 02
Legal Lot Number	22
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2005
Census Tract	121802

Owner

Source: Santa Cruz County records · APN 035-072-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	607 GILROY DR, CAPITOLA, CA 95010-2715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 19, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Dec 04, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 27, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	202138162
Prior Transfer Date	Jul 01, 2021
Prior Transfer Doc	0000038163
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 19, 2021
Property Address	607 GILROY DR, CAPITOLA, CA 95010-2715
Document Number	0000038162
Map Reference	MB 25 PG 2
Instrument Date	Jul 01, 2021
Instrument	2021-0038162
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	607 GILROY DR, CAPITOLA, CA 95010-2715

Mortgage

Document Number	0000038164
Date	Jul 19, 2021
Instrument	2021-0038164

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 19, 2021
Property Address	607 GILROY DR, CAPITOLA, CA 95010-2715
Document Number	0000038163
Map Reference	MB 25 PG 2
Instrument Date	Jul 01, 2021
Instrument	2021-0038163
Transaction Type	Transfer
Record Updated	Sep 05, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 GILROY DR, CAPITOLA, CA 95010-2715

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 04, 2020
Property Address	607 GILROY DR, CAPITOLA, CA 95010-2715
Document Number	0000052194
Instrument Date	Nov 06, 2020
Instrument	52194
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1303 VIA TORNASOL APTOS CA 950035653, APTOS, CA 95003-5653

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 27, 2020
Property Address	607 GILROY DR, CAPITOLA, CA 95010-2715
Document Number	0000027852
Instrument Date	Jun 29, 2020
Instrument	27852
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	607 GILROY DR CAPITOLA CA 950102715, CAPITOLA, CA 95010-2715

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,051,042 (+2%) Land $855,122 Building $195,920
2025	$13,042.00 (+7.34%) Homeowner's exemption	$1,030,432 (+4.04%) Land $838,354 Building $192,078
2024	$12,150.00 (+2.24%)
2023	$11,884.00 (-9.77%) Homeowner's exemption	$990,420 Land $805,800 Building $184,620	$794,160
2022	$13,171.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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