609 Flock Ave, Naperville, IL 60565 Property Records

DuPage County property record for 609 Flock Ave, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,690 sqft · built 1986
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$387,000 (Jan 2011)
Tax Bill$12,081 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Apr 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-31-106-003

Property Details

APN / Parcel Number

Primary APN08-31-106-003

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,690 sqft Living Area
Gross Area3,897 sqft
1st Floor Area1,459 sqft
2nd Floor Area1,231 sqft
Basement Area1,207 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address609 FLOCK AVE
CityNAPERVILLE
StateIL
Zip60565-1297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWINDING CREEK ESTATES UNIT 3 ALL
Legal SubdivisionWINDING CREEK ESTATES
Legal Lot Number325
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group4
Census Block4003
Census Tract846207

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address609 FLOCK AVE, NAPERVILLE, IL 60565-1297
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 20, 2023Intrafamily Transfer, Transfer
ATTORNEY
Jun 14, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 7, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Feb 9, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2011 · Amount on Record
Deed SaleJan 28, 2011 · Amount on Record
Prior SaleOct 5, 2010 · Amount on Record
Deed Document Number201115490
Last Transfer DateApr 7, 2023
Transfer Doc0000023667
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address609 FLOCK AVE, NAPERVILLE, IL 60565-1297
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032438
DateMay 25, 2023
InstrumentR2023-032438
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 16, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateApr 20, 2023
Property Address609 FLOCK AVE, NAPERVILLE, IL 60565-1297
Document Number0000023667
Map ReferenceDOC R85-70110
Instrument DateApr 7, 2023
InstrumentR2023-023667
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 FLOCK AVE, NAPERVILLE, IL 60565-1297

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address609 FLOCK AVE, NAPERVILLE, IL 60565-1297
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090813
DateJun 14, 2021
InstrumentR2021-090813
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateApr 7, 2022
Property Address609 FLOCK AVE, NAPERVILLE, IL 60565-1297
Document Number0000035449
Map ReferenceDOC R85-70110
Instrument DateMar 16, 2022
InstrumentR2022-035449
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 FLOCK AVE, NAPERVILLE, IL 60565-1297

Mortgage

Document Number0000035450
DateApr 7, 2022
InstrumentR2022-035450
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate
Rate3.62%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address609 FLOCK AVE, NAPERVILLE, IL 60565-1297
Document Number0000017575
Instrument DateFeb 9, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 FLOCK AVE NAPERVILLE IL 605651297, NAPERVILLE, IL 60565-1297

Mortgage

Document Number0000017575
DateFeb 21, 2017
Instrument17575
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 20, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,081.00 (+17.26%)$215,013 (+30.15%) Land $85,287 Building $129,726$645,039 (+30.15%) Land $255,861 Building $389,178
2022$10,303.00 Homeowner's exemption$165,200 Land $65,530 Building $99,670$495,600 Land $196,590 Building $299,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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