DuPage County property record for 605 Flock Ave, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,337 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Nov 2019) |
| Tax Bill | $13,964 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-106-002 |
| Primary APN | 08-31-106-002 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,337 sqft Living Area |
| Gross Area | 5,088 sqft |
| 1st Floor Area | 1,751 sqft |
| 2nd Floor Area | 1,586 sqft |
| Basement Area | 1,751 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Electric |
|---|
| Street Address | 605 FLOCK AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-1297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WINDING CREEK ESTATES UNIT 3 ALL |
| Legal Subdivision | WINDING CREEK ESTATES |
| Legal Lot Number | 324 |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 846207 |
605 Flock Ave is owned and occupied by two individuals who bought it in November 2019.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 FLOCK AVE, NAPERVILLE, IL 60565-1297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Sep 18, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL BANK |
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK |
| Jul 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on File |
| Deed Sale | Nov 26, 2019 · Amount on File |
| Deed Document Number | 2019110132 |
| Prior Transfer Date | Jan 14, 2019 |
| Prior Transfer Doc | 0000004765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 605 FLOCK AVE, NAPERVILLE, IL 60565-1297 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 605 FLOCK AVE, NAPERVILLE, IL 60565-1297 |
| Document Number | 0000087344 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | R2022-087344 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 605 FLOCK AVE, NAPERVILLE, IL 60565-1297 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000095867 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | R2017-095867 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Max Rate | 21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 605 FLOCK AVE, NAPERVILLE, IL 60565-1297 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000123455 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | R2020-123455 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 26, 2019 |
| Property Address | 605 FLOCK AVE, NAPERVILLE, IL 60565-1297 |
| Document Number | 0000110132 |
| Map Reference | DOC R85-70110 |
| Instrument Date | Nov 6, 2019 |
| Instrument | R2019-110132 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 605 FLOCK AVE, NAPERVILLE, IL 60565-1297 |
| Document Number | 0000110133 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | R2019-110133 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 27, 2017 |
| Property Address | 605 FLOCK AVE, NAPERVILLE, IL 60565-1297 |
| Document Number | 0000075721 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 75721 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 605 FLOCK AVE NAPERVILLE IL 605651297, NAPERVILLE, IL 60565-1297 |
The 2025 property tax bill for 605 Flock Ave was $13,964 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,964.00 | $247,275 Land $85,287 Building $161,988 | $741,825 Land $255,861 Building $485,964 |
| 2022 | $11,301.00 Homeowner's exemption | $180,630 Land $65,530 Building $115,100 | $541,890 Land $196,590 Building $345,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 605 Flock Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 605 Flock Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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