609 Fernfield Cir, Wayne, PA 19087 Property Records

Chester County property record for 609 Fernfield Cir, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,642 sqft · built 1956
Lot Size	0.736 acres (32,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,155,000 (Jun 2021)
Tax Bill	$1,312 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-6P-118`

Property Details

APN / Parcel Number

Primary APN	`43-6P-118`
Alternative APNs	`4306P01180000` `4306P0118`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,642 sqft Living Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	32,041 sqft (0.736 acres)
Terrain	Below Road/Slope
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 FERNFIELD CIR
City	WAYNE
State	PA
Zip	19087-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 DWG & GAR
Legal Subdivision	SCOTT BROTHERS
Legal Lot Number	14
Jurisdiction	CHESTER PA
Township / Civil Division	TREDYFFRIN
Census Block Group	3
Census Block	3008
Census Tract	300109

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 FERNFIELD CIR, WAYNE, PA 19087-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	202111845393
Deed Book / Page	10587 / 1157
Prior Transfer Date	Feb 8, 2002
Prior Transfer Doc	0010052039
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jun 28, 2021
Property Address	609 FERNFIELD CIR, WAYNE, PA 19087-2002
Document Number	0105871157
Book / Page	10587 / 1157
Instrument Date	Jun 11, 2021
Instrument	11845393
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	CORNERSTONE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 FERNFIELD CIR, WAYNE, PA 19087-2002

Mortgage

Document Number	11845394
Date	Jun 28, 2021
Instrument	11845394

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	609 FERNFIELD CIR, WAYNE, PA 19087-2002
Document Number	0101802150
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 FERNFIELD CIR WAYNE PA 190872002, WAYNE, PA 19087-2002

Mortgage

Document Number	0101802150
Date	Jun 8, 2020
Book Page	010180/002150
Instrument	11737975

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2035

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Tredyffrin Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,312.00 (-88.89%)	$335,310 (-) Land $73,040 Building $262,270	$344,240 (-) Land $73,040 Building $271,200
2024	$11,810.00	$335,310 Land $73,040 Building $262,270
1998			$344,240 Land $73,040 Building $271,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fernfield Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures