Chester County property record for 631 Fernfield Cir, Wayne, PA 19087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,462 sqft · built 1957 |
| Lot Size | 0.651 acres (28,372 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $564,000 (Oct 2013) |
| Tax Bill | $1,080 (2026) |
| Deeds & Mortgages | Mar 2026 Reverse Mortgage Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-6Q-116 |
| Primary APN | 43-6Q-116 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| Gross Area | 2,702 sqft |
| Basement Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 28,372 sqft (0.651 acres) |
| Terrain | Below Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 631 FERNFIELD CIR |
|---|---|
| City | WAYNE |
| State | PA |
| Zip | 19087-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 18 & DWG |
| Legal Subdivision | SCOTT BROTHERS |
| Legal Lot Number | 18 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | TREDYFFRIN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 300109 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 631 FERNFIELD CIR, WAYNE, PA 19087-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Mar 2, 2026 | Deed of Trust, Mortgage · Line of Credit MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2013 · Amount on Record |
| Deed Sale | Oct 11, 2013 · Amount on Record |
| Deed Document Number | 201311310949 |
| Deed Book / Page | 8828 / 895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 631 FERNFIELD CIR, WAYNE, PA 19087-2002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 631 FERNFIELD CIR, SAINT DAVIDS, PA 19087-2002 |
| Investor | Possibly a Property Investor |
| Document Number | 0115370099 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 11537/99 |
| Instrument | 12111494 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1007 Months |
| Due | Feb 3, 2110 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 631 FERNFIELD CIR, WAYNE, PA 19087-2002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 631 FERNFIELD CIR, WAYNE, PA 19087-2002 |
| Investor | Possibly a Property Investor |
| Document Number | 0115370117 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 11537/117 |
| Instrument | 12111495 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,080.00 (-89.12%) | $276,130 (-2.01%) Land $70,280 Building $205,850 | $276,130 (-) Land $70,280 Building $205,850 |
| 2024 | $9,925.00 | $281,800 Land $70,270 Building $211,530 | |
| 1998 | $276,130 Land $70,280 Building $205,850 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2011–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures