Hopkins County property record for 609 Echo Ln, Madisonville, KY 42431
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,400 sqft · built 1951 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Mar 2024) |
| Tax Bill | $1,797 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2007 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M-22-1-118 |
| Primary APN | M-22-1-118 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 61733 |
|---|---|
| Street Address | 609 ECHO LN |
| City | MADISONVILLE |
| State | KY |
| Zip | 42431-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:4 CITY/MUNI/TWP:MADISONVILLE |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | MADISONVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970500 |
Source: Hopkins County records · APN M-22-1-118
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 609 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK AND TRUST COMPANY INC |
| Sep 06, 2007 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Mar 19, 2024 | Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST |
| Oct 05, 2018 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | Oct 05, 2018 · Amount on Record |
| Deed Document Number | 2024002321 |
| Deed Book / Page | DEED 821 / 584 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 609 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001287/439 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 1287/439 |
| Instrument | 2020008164 |
| Name | FIRST UNITED BANK AND TRUST COMPANY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MADISONVILLE, KY 42431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 609 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000907/067 |
|---|---|
| Date | Sep 06, 2007 |
| Book Page | 0907/067 |
| Instrument | 2007435012 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MADISONVILLE, KY 42431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 30, 2008 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Mar 19, 2024 |
| Property Address | 609 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Number | DEED821/584 |
| Book / Page | DEED 821 / 584 |
| Map Reference | CAB 2 SL 232 |
| Instrument Date | Mar 04, 2024 |
| Instrument | 2024002321 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62 WOOD RD, PRINCETON, KY 42445-8727 |
| Name | Verified Name |
|---|---|
| Address | 609 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Number | 2024002322 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024002322 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Oct 05, 2018 |
| Property Address | 609 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Number | 000768/688 |
| Book / Page | 0768 / 688 |
| Map Reference | CAB 1 SL 232 |
| Instrument Date | Oct 05, 2018 |
| Instrument | 2018011655 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 728 BARTLETT AVE, MADISONVILLE, KY 42431-2858 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 609 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Investor | Possibly a Property Investor |
| Document Number | 2018011656 |
|---|---|
| Date | Oct 05, 2018 |
| Instrument | 2018011656 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Hopkins County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Madisonville City |
| Unified School District | Hopkins County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,797.00 (+25.49%) | $181,000 (+27.2%) | $181,000 (+27.2%) |
| 2023 | $1,432.00 | $142,300 | $142,300 |
Source: FEMA National Flood Hazard Layer as of November 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MADISONVILLE LIGHT & WATER serves 28,102 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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