Hopkins County property record for 659 Echo Ln, Madisonville, KY 42431
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1964 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,900 (Aug 2022) |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2020 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M-22-1-123 |
| Primary APN | M-22-1-123 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Construction Type | Concrete Block |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 59228 |
|---|---|
| Street Address | 659 ECHO LN |
| City | MADISONVILLE |
| State | KY |
| Zip | 42431-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | DB272-367 |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | MADISONVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970500 |
Source: Hopkins County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Mar 6, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Aug 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage OLD NATIONAL BANK |
| Aug 5, 2021 | Intrafamily Transfer, Transfer |
| Oct 3, 2017 | Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | Oct 3, 2017 · Amount on Record |
| Deed Document Number | 20229695 |
| Deed Book / Page | 806 / 734 |
| Prior Transfer Date | Aug 2, 2021 |
| Prior Transfer Doc | 000795/223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001209/020 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 1209/020 |
| Instrument | 2018003093 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MADISONVILLE, KY 42431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001266/275 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 1266/275 |
| Instrument | 2020002323 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MADISONVILLE, KY 42431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 24, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001336/283 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 1336/283 |
| Instrument | 2021009755 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MADISONVILLE, KY 42431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Number | 001343/637 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 1343/637 |
| Instrument | 2021011879 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MADISONVILLE, KY 42431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 24, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Number | MTG1385/152 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | MTG 1385/152 |
| Instrument | 2022009697 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG1385/136 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | MTG 1385/136 |
| Instrument | 2022009696 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Aug 5, 2021 |
| Property Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Number | 000795/223 |
| Book / Page | 795 / 223 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021009107 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221A HIPPLE ST, MADISONVILLE, KY 42431-2634 |
| Name | Verified Name |
|---|---|
| Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Oct 3, 2017 |
| Property Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Number | 000759/408 |
| Book / Page | 0759 / 408 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 2017010896 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Name | Verified Name |
|---|---|
| Address | 659 ECHO LN, MADISONVILLE, KY 42431-3005 |
| Document Number | 2017010897 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 2017010897 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Sep 25, 2018 |
Source: Hopkins County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Madisonville City |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,282.00 (-1.43%) | $229,900 (-) | $229,900 (-) |
| 2023 | $2,315.00 | $229,900 | $229,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISONVILLE LIGHT & WATER serves 28,102 people · EPA ID KY0540936 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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