609 E Montgomery St, Gaffney, SC 29340 Property Records

Cherokee County property record for 609 E Montgomery St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,687 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Feb 2023)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`027769-23-3`

Property Details

APN / Parcel Number

Primary APN	`027769-23-3`
Alternative APNs	`1000500015000 61630789` `100-05-00-015.000` `027594223`

Interior

Stories	2 Stories
Building Area	1,687 sqft Living Area
Basement Area	1,225 sqft

Exterior

Year Built	Built 1965
Exterior Material	Brick Veneer
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1000500015000 61630789
Street Address	609 E MONTGOMERY ST
City	GAFFNEY
State	SC
Zip	29340-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	609 E MONTGOMERY ST FRM CAROLYN GREEN//CAROLYN DIED 11-11-16 REMOVED NAME PER FM FREDDIE SPENCER PR $85000
Legal Lot Number	JHN\|F
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1089
Census Tract	970201

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	207 MIMOSA DR, GAFFNEY, SC 29341-1222
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Deed Document Number	202300000755
Deed Book / Page	156 / 2858
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 8, 2023
Property Address	609 E MONTGOMERY ST, GAFFNEY, SC 29340-3821
Document Number	0001562858
Book / Page	156 / 2858
Instrument Date	Feb 7, 2023
Instrument	202300000755
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 MIMOSA DR, GAFFNEY, SC 29341-1222

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (+13.46%)	$5,080 (+8.32%) Land $1,320 Building $3,760	$84,700 (+3.29%) Land $22,000 Building $62,700
2023	$1,857.00 (+943.26%)	$4,690 (+49.84%) Land $640 Building $4,050	$82,000 (-) Land $10,700 Building $71,300
2022	$178.00	$3,130 Land $430 Building $2,700	$82,000 Land $10,700 Building $71,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20