Cherokee County property record for 607 E Montgomery St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,380 sqft · built 1945 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $161,500 (Apr 2023) |
| Tax Bill | $1,004 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 026532-23-3 |
| Primary APN | 026532-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,380 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Siding |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Slab |
| Street Address | 607 E MONTGOMERY ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 607 E MONTGOMERY ST FM MARTHA PHILLIPS EARLS $85000 FM SFR3-080 LLC $161500 |
| Legal Subdivision | JOHN B CASH |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 970201 |
Source: Cherokee County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 607 E MONTGOMERY ST, GAFFNEY, SC 29340-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed, Transfer · FHA Mortgage PRIMELENDING |
| May 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on Record |
| Deed Sale | Apr 3, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2022 · Amount on Record |
| Deed Document Number | 20231866 |
| Deed Book / Page | 158 / 2228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 3, 2023 |
| Property Address | 607 E MONTGOMERY ST, GAFFNEY, SC 29340-3821 |
| Document Number | 0001582228 |
| Book / Page | 158 / 2228 |
| Map Reference | VOL 2 S PG 163 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 202300001866 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 607 E MONTGOMERY ST, GAFFNEY, SC 29340-3821 |
| Document Number | 202300001867 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 202300001867 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 22, 2020 |
| Property Address | 607 E MONTGOMERY ST, GAFFNEY, SC 29340-3821 |
| Document Number | 0001222387 |
| Book / Page | 000122 / 002387 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 2522 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 477 LIBERTY SC 296570477, LIBERTY, SC 29657-0477 |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,004.00 (-49.8%) Homeowner's exemption | $6,460 (+27.92%) Land $920 Building $5,540 | $161,400 (+91.91%) Land $23,000 Building $138,400 |
| 2023 | $2,000.00 (+22.32%) | $5,050 (+15.56%) Land $600 Building $4,450 | $84,100 (+10.08%) Land $10,000 Building $74,100 |
| 2022 | $1,635.00 | $4,370 Land $600 Building $3,770 | $76,400 Land $10,000 Building $66,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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