Gallatin County property record for 609 E Main St, Warsaw, KY 41095
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,866 sqft |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $592 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13B-04-06 |
| Primary APN | 13B-04-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 572 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 572 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1641-1 |
|---|---|
| Street Address | 609 E MAIN ST |
| City | WARSAW |
| State | KY |
| Zip | 41095-2099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | .344 AC & HOUSE |
| Legal Subdivision | HIGH SCHOOL COURT |
| Jurisdiction | GALLATIN KY |
| Township / Civil Division | WARSAW |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960103 |
Source: Gallatin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 544, WARSAW, KY 41095-0544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN KY |
| Property Address | 609 E MAIN ST, WARSAW, KY 41095-2099 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M287/607 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | M287/607 |
| Instrument | 110338 |
| Name | CARROLLTON FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | CARROLLTON, KY 41008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 6, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gallatin County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Gallatin County |
| Municipality | Warsaw City |
| Unified School District | Gallatin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,900 (-) Land $15,000 Building $89,900 | $104,900 (-) Land $15,000 Building $89,900 | |
| 2025 | $592.00 (-5.58%) Homeowner's exemption | $104,900 (-) Land $15,000 Building $89,900 | $104,900 (-) Land $15,000 Building $89,900 |
| 2023 | $627.00 Homeowner's exemption | $104,900 Land $15,000 Building $89,900 | $104,900 Land $15,000 Building $89,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures