601 E Main St, Warsaw, KY 41095 Property Records

Gallatin County property record for 601 E Main St, Warsaw, KY 41095

Property Summary

Property Type	Commercial
Details	8,400 sqft
Lot Size	0.338 acres (14,723 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jul 2024)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`13B-04-10`

Property Details

APN / Parcel Number

Primary APN	`13B-04-10`
Alternative APNs	`4664-1` `8071-2`

Interior

Units	8 Units
Stories	2 Stories
Building Area	8,400 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Roof Type	Flat
Roof Material	Other
Lot Area	14,723 sqft (0.338 acres)
Driveway	Asphalt Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	8071-2
Street Address	601 E MAIN ST
City	WARSAW
State	KY
Zip	41095-2114
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COMMERCIAL
Legal Description	LOT & APARTMENT HOUSE
Legal Subdivision	HIGH SCHOOL COURT ADDITION SUBDIVISION
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1022
Census Tract	960103

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14975 WALTON VERONA RD, VERONA, KY 41092-9229
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jul 19, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Deed Document Number	202494062
Deed Book / Page	141 / 489
Prior Transfer Date	Feb 27, 2014
Prior Transfer Doc	000117/323
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN KY
Property Address	601 E MAIN ST, WARSAW, KY 41095-2114
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M236/414
Date	Oct 29, 2018
Book Page	M236/414
Instrument	72947

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Jul 19, 2024
Property Address	601 E MAIN ST, WARSAW, KY 41095-2114
Document Number	00D141/489
Book / Page	D141 / 489
Map Reference	MB 12 PG 508
Instrument Date	Jul 18, 2024
Instrument	94062
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10875 NORTH DR, UNION, KY 41091-9535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14975 WALTON VERONA RD, VERONA, KY 41092-9229

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Municipality	Warsaw City
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $30,000 Building $220,000	$250,000 (-) Land $30,000 Building $220,000
2025	$2,655.00 (+3.23%)	$250,000 (+4.17%) Land $30,000 Building $220,000	$250,000 (+4.17%) Land $30,000 Building $220,000
2023	$2,572.00	$240,000 Land $30,000 Building $210,000	$240,000 Land $30,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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