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609 E Main St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 609 E Main St, Owego, NY 13827

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,992 sqft · built 1890
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Sep 2010)
Tax Bill$5,486 (2026)
Flood ZoneZone X (moderate risk)
APN493001 118.18-1-8.2

Property Details

APN / Parcel Number

Primary APN493001 118.18-1-8.2
Alternative APNs
  • 300111801800010080020000
  • 00000000223

Interior

Units3 Units
Stories2 Stories
Building Area3,992 sqft Gross Area
Basement Area1,996 sqft
Unfinished Basement1,996 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions150 ft deep x 110 ft wide
PorchPatio
Porch Area212 sqft
Canopy336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000223
Street Address609 E MAIN ST
CityOWEGO
StateNY
Zip13827-1284
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeZONE
Legal Block1
Legal Lot Number8.002
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group1
Census Block1002
Census Tract20500

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address64 SPENCER AVE, OWEGO, NY 13827-1415
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2010 · Amount on Record
Deed SaleSep 3, 2010 · Amount on Record
Prior SaleOct 4, 1999 · Amount on Record
Deed Book / Page18202 / 1001
Last Transfer DateApr 11, 2024
Transfer Doc2024000001256
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,486.00 (+7.4%)
2025$5,108.00 (+28.63%)$79,800 (-) Land $27,600 Building $52,200$152,727 (+3.35%) Land $52,823 Building $99,904
2023$79,800 Land $27,600 Building $52,200$147,778 Land $51,111 Building $96,667
2019$3,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims79 (1983–2015)
Claims Outside the SFHA11 of 79
Most Recent ClaimApr 2015 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 47 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 4 claims
  • Severe Storms And Flooding, Jun 2006 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA OF OWEGO
private · serves 4,850 people · EPA ID NY5304409
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Zeta Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Empire Long Distance.

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