552 E Main St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 552 E Main St, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,712 sqft · built 1880
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2024)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Sep 2012 Sale
Flood Zone	Zone AE (high risk)
APN	`493001 129.05-3-26`

Property Details

APN / Parcel Number

Primary APN	`493001 129.05-3-26`
Alternative APNs	`300112900500030260000000` `00000000850`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,712 sqft Living Area
1st Floor Area	1,446 sqft
2nd Floor Area	1,050 sqft
Upper Floors Area	216 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	1,148 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	888 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000850
Street Address	552 E MAIN ST
City	OWEGO
State	NY
Zip	13827-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2002
Census Tract	20401

Owner

Source: Tioga County and Owego Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 WOODLAWN DR, VESTAL, NY 13850-2428
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2024	Executor's Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Sep 7, 2012	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Sep 7, 2012 · Amount on Record
Deed Document Number	20242382
Record Updated	Jun 8, 2026

July 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TIOGA NY
Recording Date	Jul 18, 2024
Property Address	552 E MAIN ST, OWEGO, NY 13827-1220
Document Number	202400002382
Instrument Date	Jun 24, 2024
Instrument	2024-00002382
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WOODLAWN DR, VESTAL, NY 13850-2428

Mortgage

Document Number	202400002383
Date	Jul 18, 2024
Instrument	2024-00002383

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Sep 7, 2012
Property Address	552 E MAIN ST, OWEGO, NY 13827-1220
Document Number	0000020210/0000001002
Book / Page	0000020210 / 0000001002
Instrument Date	Sep 7, 2012
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Municipality	Owego Village
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,396.00 (+245.01%)	$84,300 (-) Land $9,700 Building $74,600	$161,340 (+3.35%) Land $18,565 Building $142,775
2023		$84,300 Land $9,700 Building $74,600	$156,111 Land $17,963 Building $138,148
2019	$1,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1983–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA OF OWEGO private · serves 4,850 people · EPA ID NY5304409
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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