609 E Franklin St, Hillsboro, TX 76645 Property Records

Hill County property record for 609 E Franklin St, Hillsboro, TX 76645

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,829 sqft · built 1960
Lot Size	0.643 acres (28,009 sqft)
Owner	Individual Name on File
Tax Bill	$5,547 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11603-23000-00000-093010`

Property Details

APN / Parcel Number

Primary APN	`11603-23000-00000-093010`
Alternative APN	`112263`

Interior

Full Baths	2 Baths
Building Area	1,829 sqft Living Area
Gross Area	3,835 sqft
1st Floor Area	1,829 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	28,009 sqft (0.643 acres)
Lot Dimensions	160 ft deep x 175 ft wide
Garage Type	Detached
Garage Area	1,040 sqft
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11603-23000-00000-093010
Street Address	609 E FRANKLIN ST
City	HILLSBORO
State	TX
Zip	76645-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAIG LT 93A & 94
Legal Subdivision	CRAIG
Legal Lot Number	94
Jurisdiction	HILL TX
Township / Civil Division	HILLSBORO
Census Block Group	2
Census Block	2019
Census Tract	960800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hillsboro Residential Historic District listed 1984 · 167 contributing resources · NRIS 84001879

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

609 E Franklin St is owned and occupied by an individual.

Source: Hill County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	609 E FRANKLIN ST, HILLSBORO, TX 76645-2216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	609 E FRANKLIN ST, HILLSBORO, TX 76645-2216
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002203/515
Date	Jul 19, 2022
Book Page	2203/515
Instrument	138302

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	609 E FRANKLIN ST, HILLSBORO, TX 76645-2216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026/399
Date	Nov 7, 2019
Book Page	2026/399
Instrument	00108580

Lender

Name	BBVA USA
Type	Bank
Address	CLEBURNE, TX 76033

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 609 E Franklin St was $5,547 with a homeowner's exemption, up 410.3% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Hillsboro City
Unified School District	Hillsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,547.00 (+410.3%)	$223,609 (-8.07%)	$225,310 (-7.37%) Land $31,750 Building $193,560
2025	$1,087.00 Homeowner's exemption	$243,230 Land $31,750 Building $211,480	$243,230 Land $31,750 Building $211,480
2023		$233,310 Land $31,750 Building $201,560	$233,310 Land $31,750 Building $201,560
2022	$736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 E Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 E Franklin St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HILLSBORO serves 8,867 people · EPA ID TX1090001
Water Source	Purchased surface water from AQUILLA WSD
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless · Fiber in parts of the area	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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