609 E Elm St, Fairbury, IL 61739 Property Records

Livingston County property record for 609 E Elm St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,739 sqft · built 1926
Lot Size	0.282 acres (12,300 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2020)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-25-02-362-011`

Property Details

APN / Parcel Number

Primary APN	`25-25-02-362-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,739 sqft Living Area
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Roof Type	Gable
Lot Area	12,300 sqft (0.282 acres)
Lot Dimensions	150 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	474 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	609 E ELM ST
City	FAIRBURY
State	IL
Zip	61739-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-02-362-011 LOT 82 X 150 W10' LOT 2, ALL LOT 3 & E22' LOT 4 BLK 11 ATKIN'S ADD
Legal Subdivision	ATKIN'S ADD
Legal Block	11
Legal Lot Number	2-4
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	4
Census Block	4061
Census Tract	960800

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 E ELM ST, FAIRBURY, IL 61739-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Dec 29, 2020	Warranty Deed, Transfer · VA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	20205911
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	609 E ELM ST, FAIRBURY, IL 61739-1321
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R04302
Date	Oct 2, 2025
Instrument	2025R-04302

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2045

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Dec 29, 2020
Property Address	609 E ELM ST, FAIRBURY, IL 61739-1321
Document Number	2020R05911
Instrument Date	Dec 28, 2020
Instrument	2020R-05911
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E ELM ST, FAIRBURY, IL 61739-1321

Mortgage

Document Number	2020R05912
Date	Dec 29, 2020
Instrument	2020R-05912

Lender

Name	BUSEY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	2.25%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$57,700 Land $7,847 Building $49,853	$173,100 Land $23,541 Building $149,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, T-Mobile, Verizon.

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