605 E Elm St, Fairbury, IL 61739 Property Records

Livingston County property record for 605 E Elm St, Fairbury, IL 61739

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,429 sqft · built 1890
Lot Size0.269 acres (11,700 sqft)
Owner2 Individual Names on File
Tax Bill$2,690 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN25-25-02-362-009

Property Details

APN / Parcel Number

Primary APN25-25-02-362-009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,429 sqft Living Area
Basement Area635 sqft
Unfinished Basement635 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area11,700 sqft (0.269 acres)
Lot Dimensions150 ft deep x 78 ft wide
Garage TypeDetached
Garage Area480 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address605 E ELM ST
CityFAIRBURY
StateIL
Zip61739-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25-02-362-009 LOT 78 X 150 W28' LOT 4 & ALL LOT 5 BLK 11 ATKIN'S ADD FAIRBURY
Legal SubdivisionATKIN'S ADD
Legal Block11
Legal Lot Number4,5
JurisdictionLIVINGSTON IL
Township / Civil DivisionINDIAN GROVE
Census Block Group4
Census Block4061
Census Tract960800

Owner

605 E Elm St is owned and occupied by two individuals.

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address605 E ELM ST, FAIRBURY, IL 61739-1321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON IL
Property Address605 E ELM ST, FAIRBURY, IL 61739-1321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R03578
DateSep 10, 2018
Instrument2018R-03578
Lender
NameMORTON COMMUNITY BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term120 Months
DueOct 1, 2028
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2023
Min Rate At Change5.88%
Max Rate At Change7.88%
Index1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 605 E Elm St was $2,690 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLivingston County
County SubdivisionIndian Grove Township
MunicipalityFairbury City
Unified School DistrictPrairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,690.00$35,971 Land $7,465 Building $28,506$107,913 Land $22,395 Building $85,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 605 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRBURY
serves 3,633 people · EPA ID IL1050350
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: Nextlink, T-Mobile, Verizon.

Nearby Properties on E Elm St

Nearby Streets

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