609 E Division St, Watertown, WI 53094 Property Records

Jefferson County property record for 609 E Division St, Watertown, WI 53094

Property Summary

Property TypeSingle Family Home
Lot Size0.144 acres (6,316 sqft)
OwnerIndividual Name on Record
Last Sale$106,500 (Mar 2017)
Tax Bill$3,087 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN291-0815-0411-138

Property Details

APN / Parcel Number

Primary APN291-0815-0411-138

Exterior

Lot Area6,316 sqft (0.144 acres)

Location & Zoning

Street Address609 E DIVISION ST
CityWATERTOWN
StateWI
Zip53094-3825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE1/2 OF N1/2 OF LOT 1, BLK 59, OPES.
Legal Range15E
Legal Township08N
Legal Section04
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionCITY/WATERTOWN
Legal Block59
Legal Lot Number1
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERTOWN
Census Block Group1
Census Block1000
Census Tract100200

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 E DIVISION ST, WATERTOWN, WI 53094-3825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
EQUITABLE BANK SSB
Mar 29, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2017 · Amount on Record
Deed SaleMar 29, 2017 · Amount on Record
Prior SaleDec 7, 2012
Deed Document Number1380650
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property Address609 E DIVISION ST, WATERTOWN, WI 53094-3825
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001440484
DateFeb 19, 2021
Instrument1440484
Lender
NameEQUITABLE BANK SSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WI
Recording DateMar 29, 2017
Property Address609 E DIVISION ST, WATERTOWN, WI 53094-3825
Document Number0001380650
Instrument DateMar 17, 2017
Instrument1380650
Transaction TypeTransfer
Record UpdatedSep 8, 2022

Transaction

AmountAmount Recorded
Tax$319.50
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 E DIVISION ST, WATERTOWN, WI 53094-3825

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,087.00 (+15.57%) Homeowner's exemption$188,100 (+23.91%) Land $39,900 Building $148,200$188,500
2023$2,671.00$151,800 Land $33,900 Building $117,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN WATERWORKS
serves 23,945 people · EPA ID WI1280044
Water SourceGroundwater
Last State InspectionSep 2025
Lead15 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Netwurx, T-Mobile, TDS Telecom.

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