Iroquois County property record for 609 E Charles St, Ashkum, IL 60911
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.376 acres (16,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Oct 2018) |
| Tax Bill | $6,207 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10 28 227 025 |
| Primary APN | 10 28 227 025 |
|---|
| Lot Area | 16,396 sqft (0.376 acres) |
|---|
| Street Address | 609 E CHARLES ST |
|---|---|
| City | ASHKUM |
| State | IL |
| Zip | 60911-7083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIDHOLM SD 1ST ADD LT11 & E 10' LT 10 |
| Legal Subdivision | WIDHOLM SD |
| Legal Lot Number | 10,11 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | ASHKUM |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950300 |
Source: Iroquois County records · APN 10 28 227 025
Assessment roll updated July 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 E CHARLES ST, ASHKUM, IL 60911-7083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FEDERATED BANK |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FEDERATED BANK |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage FEDERATED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on Record |
| Deed Sale | Oct 19, 2018 · Amount on Record |
| Deed Document Number | 20183233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 609 E CHARLES ST, ASHKUM, IL 60911-7083 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21R1409 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 21R1409 |
| Name | FEDERATED BANK |
|---|---|
| Type | Bank |
| Address | ONARGA, IL 60955 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 609 E CHARLES ST, ASHKUM, IL 60911-7083 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20R0439 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 20R0439 |
| Name | FEDERATED BANK |
|---|---|
| Type | Bank |
| Address | ONARGA, IL 60955 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Oct 19, 2018 |
| Property Address | 609 E CHARLES ST, ASHKUM, IL 60911-7083 |
| Document Number | 18R3233 |
| Map Reference | MB L PG 23 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 18R3233 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 609 E CHARLES ST, ASHKUM, IL 60911-7083 |
| Document Number | 18R3234 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 18R3234 |
| Name | FEDERATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate | 5.12% |
|---|
Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Ashkum Village |
| County | Iroquois County |
| County Subdivision | Ashkum Township |
| Unified School District | Central Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,207.00 (+33.69%) | $88,570 (+30.52%) Land $12,100 Building $76,470 | $265,710 (+30.52%) Land $36,300 Building $229,410 |
| 2022 | $4,643.00 Homeowner's exemption | $67,860 Land $9,270 Building $58,590 | $203,580 Land $27,810 Building $175,770 |
Source: FEMA National Flood Hazard Layer as of August 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1982–2018) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 42 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ASHKUM serves 800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.96 mg/L (2025) action level 1.3 mg/L |
| Water Quality | Arsenic not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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