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505 E Charles St, Ashkum, IL 60911 Property Records

Iroquois County property record for 505 E Charles St, Ashkum, IL 60911

Property Summary

Property TypeSingle Family Home
Lot Size0.311 acres (13,573 sqft)
Owner2 Individual Names on Record
Last Sale$287,500 (Oct 2026)
Tax Bill$8,687 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Oct 2020 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN10 28 227 005

Property Details

APN / Parcel Number

Primary APN10 28 227 005

Exterior

Lot Area13,573 sqft (0.311 acres)

Location & Zoning

Street Address505 E CHARLES ST
CityASHKUM
StateIL
Zip60911-6074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 VIL OF ASHKUM
Legal SubdivisionWIDHOLM SUBDIVISION
Legal Lot Number4
JurisdictionIROQUOIS IL
Township / Civil DivisionASHKUM
Census Block Group2
Census Block2053
Census Tract950300

Owner

Source: Iroquois County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address505 E CHARLES ST, ASHKUM, IL 60911-6074
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE CENTER LLC
Oct 29, 2020Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2026 · Amount on Record
Deed SaleOct 2, 2026 · Amount on Record
Deed Document Number20263462
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateOct 2, 2026
Property Address505 E CHARLES ST, ASHKUM, IL 60911-6074
Document Number0000003462
Instrument DateSep 29, 2026
Instrument20263462
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyKHS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$43,556.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address505 E CHARLES ST, ASHKUM, IL 60911-6074

Mortgage

Document Number0000003463,
DateOct 2, 2026
Instrument20263463
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address505 E CHARLES ST, ASHKUM, IL 60911-6074
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E CHARLES ST, ASHKUM, IL 60911-6074

Mortgage

Document Number20R3531
DateOct 29, 2020
Instrument20R3531
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term915 Months
DueJan 5, 2097
Interest
Rate TypeAdjustable Rate
Rate2.72%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAshkum Village
CountyIroquois County
County SubdivisionAshkum Township
Unified School DistrictCentral Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,687.00 (+134.78%)$115,570 (+30.53%) Land $9,430 Building $106,140$346,710 (+30.53%) Land $28,290 Building $318,420
2022$3,700.00 Homeowner's exemption Senior Citizen's exemption$88,540 Land $7,230 Building $81,310$265,620 Land $21,690 Building $243,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims16 (1982–2018)
Claims Outside the SFHA1 of 16
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHKUM
serves 800 people · EPA ID IL0750050
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb
Copper1.96 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityArsenic
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Apr 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Nextlink.

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