609 E 6th Ct, Panama City, FL 32401 Property Records

Bay County property record for 609 E 6th Ct, Panama City, FL 32401

Property Summary

Property Type	Commercial Office
Details	2 bd · 4,941 sqft · built 2020
Lot Size	0.241 acres (10,497 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Mar 2019)
Tax Bill	$8,728 (2025)
Deeds & Mortgages	Mar 2019 Transfer Mar 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20365-000-000`

Property Details

APN / Parcel Number

Primary APN	`20365-000-000`

Interior

Bedrooms	2 Beds
Total Rooms	24 Rooms
Stories	1 Story
Building Area	4,941 sqft Gross Area
1st Floor Area	4,941 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,497 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 E 6TH CT
City	PANAMA CITY
State	FL
Zip	32401-3605
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	PC04
Legal Description	SUDDUTHS 1ST ADD. LOT 5 & W1/2 LOT 6 BLK 1 ORB 4103 P 1044 MAP 105C2
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	SUDDUTHS 1ST ADD
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2048
Census Tract	1600

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	511 WISCONSIN AVE, LYNN HAVEN, FL 32444-1519
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Quit Claim Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC
Mar 21, 2019	Quit Claim Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC
Mar 21, 2019	Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC
Mar 21, 2019	Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC
Mar 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Deed Document Number	201929884
Deed Book / Page	4103 / 1044
Prior Transfer Date	Mar 15, 2019
Prior Transfer Doc	0041031037
Record Updated	Jun 8, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 21, 2019
Property Address	609 E 6TH CT, PANAMA CITY, FL 32401-3605
Document Number	0041031035
Book / Page	004103 / 001035
Instrument Date	Mar 15, 2019
Instrument	29880
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 280 PORT ST JOE FL 324570280, PORT ST JOE, FL 32457-0280

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 21, 2019
Property Address	609 E 6TH CT, PANAMA CITY, FL 32401-3605
Document Number	0041031037
Book / Page	004103 / 001037
Instrument Date	Mar 15, 2019
Instrument	29881
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 280 PORT ST JOE FL 324570280, PORT ST JOE, FL 32457-0280

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 21, 2019
Property Address	609 E 6TH CT, PANAMA CITY, FL 32401-3605
Document Number	0041031044
Book / Page	004103 / 001044
Instrument Date	Mar 15, 2019
Instrument	29884
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 WISCONSIN AVE LYNN HAVEN FL 324441519, LYNN HAVEN, FL 32444-1519

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 21, 2019
Property Address	609 E 6TH CT, PANAMA CITY, FL 32401-3605
Document Number	0041031039
Book / Page	004103 / 001039
Instrument Date	Mar 15, 2019
Instrument	29882
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 280 PORT ST JOE FL 324570280, PORT ST JOE, FL 32457-0280

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 22, 2018
Property Address	609 E 6TH CT, PANAMA CITY, FL 32401-3605
Document Number	0039902152
Book / Page	003990 / 002152
Instrument Date	Jan 31, 2018
Instrument	16502
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 280 PORT ST JOE FL 324570280, PORT ST JOE, FL 32457-0280

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,728.00 (-2.43%)	$552,649 (+8.88%) Land $52,500 Building $500,149	$552,649 (+8.88%) Land $52,500 Building $500,149
2024	$8,945.00 (-1.53%)
2023	$9,084.00 (+5.55%)	$507,588 (-0.23%) Land $21,315 Building $486,273	$507,588 (-0.23%) Land $21,315 Building $486,273
2022	$8,606.00	$508,751 Land $17,713 Building $491,038	$508,751 Land $17,713 Building $491,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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