1408 E 6th Ct, Panama City, FL 32401 Property Records

Bay County property record for 1408 E 6th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,296 sqft · built 1960
Lot Size	0.412 acres (17,990 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2022)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22163-000-000`

Property Details

APN / Parcel Number

Primary APN	`22163-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,296 sqft Heated Area
Gross Area	2,632 sqft
1st Floor Area	1,612 sqft
2nd Floor Area	684 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,990 sqft (0.412 acres)
Lot Dimensions	120 ft deep x 150 ft wide
Garage Type	Detached
Driveway	Driveway
Driveway Area	600 sqft

Exterior Amenities

Porch	Porch
Porch Area	336 sqft
Fence	Fence
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1408 E 6TH CT
City	PANAMA CITY
State	FL
Zip	32401-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD ORCHARD MAP 105D1, D2 LOTS 5, 6, & PT OF LOT 4 BLK H DESC AS: COMM AT THE SE COR
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	OLD ORCHARD
Legal Block	H
Legal Lot Number	4-6 6
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2061
Census Tract	1700

Owner

1408 E 6th Ct is owned and occupied by an individual who bought it in June 2022.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1408 E 6TH ST, PANAMA CITY, FL 32401-4391
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 8, 2021	Warranty Deed, Transfer · Seller Carry-Back GARY CARLSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Apr 8, 2021 · Amount on File
Deed Document Number	2022045306
Deed Book / Page	4577 / 658
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 16, 2022
Property Address	1408 E 6TH CT, PANAMA CITY, FL 32401-4327
Document Number	0045770658
Book / Page	4577 / 658
Map Reference	MB 1 PG 44
Instrument Date	Jun 13, 2022
Instrument	2022045306
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 E 6TH CT, 1408, PANAMA CITY, FL 32401-4327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 WOODLAKE TER, SUFFOLK, VA 23434-2097

Mortgage

Document Number	0004577660
Date	Jun 16, 2022
Instrument	4577/660

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 8, 2021
Property Address	1408 E 6TH CT, PANAMA CITY, FL 32401-4327
Document Number	0043881116
Book / Page	4388 / 1116
Map Reference	MB 1 PG 44
Instrument Date	Apr 7, 2021
Instrument	2021025958
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	NOT AVAILABLE, DEFENDER TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 W 300 N, 147, MANTI, UT 84642-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7477 STATE HIGHWAY 361 UNIT 317, 317, PORT ARANSAS, TX 78373-2030

Mortgage

Document Number	0043881119
Date	Apr 8, 2021
Instrument	4388/1119

Lender

Name	GARY CARLSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1408 E 6th Ct was $4,946.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,946.00	$313,177 Land $42,408 Building $270,769	$313,177 Land $42,408 Building $270,769
2023	$4,704.00 (+105.41%)	$268,709 (+58.89%) Land $36,270 Building $232,439	$268,709 (+58.89%) Land $36,270 Building $232,439
2022	$2,290.00 Homeowner's exemption	$169,120 Land $32,085 Building $137,035	$169,120 Land $32,085 Building $137,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 E 6th Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1408 E 6th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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