609 E 4th St, Tuscumbia, AL 35674 Property Records

Colbert County property record for 609 E 4th St, Tuscumbia, AL 35674

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,197 sqft · built 1955
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2023)
Tax Bill	$2,187 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-04-4-004-001.000`

Property Details

APN / Parcel Number

Primary APN	`13-02-04-4-004-001.000`
Alternative APNs	`48419` `15097` `27612`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	30 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,197 sqft Adjusted Area
Gross Area	2,663 sqft
1st Floor Area	2,663 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	264 ft deep x 165 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	27612
Street Address	609 E 4TH ST
City	TUSCUMBIA
State	AL
Zip	35674-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 213 & 264 TUSCUMBIA 165 X 264 /DB 2023 PG 22918
Legal Range	11W
Legal Township	04S
Legal Section	04
Legal Subdivision	TUSCUMBIA /1-124
Legal Lot Number	213&264
Jurisdiction	COLBERT AL
Township / Civil Division	TRI-CITIES
Census Block Group	3
Census Block	3022
Census Tract	20600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tuscumbia Historic District listed 1985 · 417 contributing resources · NRIS 85001158

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Colbert County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 ZHENDER CV, TUSCUMBIA, AL 35674-6178
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU
Sep 11, 2023	Warranty Deed, Transfer
Mar 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	609 E 4TH ST, TUSCUMBIA, AL 35674-2130
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/30064
Date	Oct 1, 2025
Book Page	2025/30064
Instrument	202530064

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	609 E 4TH ST, TUSCUMBIA, AL 35674-2130
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/28265
Date	Nov 1, 2023
Book Page	2023/28265
Instrument	202328265

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2043

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Sep 11, 2023
Property Address	609 E 4TH ST, TUSCUMBIA, AL 35674-2130
Document Number	2023/22918
Book / Page	2023 / 22918
Map Reference	OFRD 2017 PG 6894
Instrument Date	Sep 6, 2023
Instrument	202322918
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 HEMLOCK ST, TUSCUMBIA, AL 35674-4550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZHENDER CV, TUSCUMBIA, AL 35674-6178

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Mar 16, 2017
Property Address	609 E 4TH ST, TUSCUMBIA, AL 35674-2130
Document Number	02017/6894
Book / Page	2017 / 6894
Instrument Date	Mar 16, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$176.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 E 4TH ST, 609, TUSCUMBIA, AL 35674-2130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 HEMLOCK ST, TUSCUMBIA, AL 35674-4550

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Municipality	Tuscumbia City
Unified School District	Tuscumbia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,187.00 (+47.57%)
2025	$1,482.00 (+7%)	$30,880 (+7%) Land $4,200 Building $26,680	$314,700 (+9.04%) Land $42,700 Building $272,000
2024	$1,385.00 (+7.95%)	$28,860 (+7.85%) Land $3,960 Building $24,900	$288,600 (+7.89%) Land $39,600 Building $249,000
2023	$1,283.00 (+16.32%)	$26,760 (+16.45%)	$267,500 (+16.35%) Land $31,000 Building $236,500
2022	$1,103.00	$22,980	$229,900 Land $20,640 Building $209,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUSCUMBIA WATER WORKS serves 16,539 people · EPA ID AL0000331
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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